# Ubank vs Aussie

Ubank and Aussie are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ubank ships an update fortnightly, Aussie every 3 weeks. The most recent releases landed on September 26, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Ubank | Aussie |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (162 ratings)](https://appshunter.io/ios/app/ubank-digital-banking/id1449543099/reviews)** | — |
| Number of ratings | **162** | — |
| Positive reviews | 43.1% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 134 MB | 89 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [86 400 Technology Pty Ltd](https://appshunter.io/developer/1395091065) | [Lendi Pty Ltd](https://appshunter.io/developer/1653749989) |

## What reviewers say

### Ubank

[App page](https://appshunter.io/ios/app/ubank-digital-banking/id1449543099)

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

**Highlights:** No monthly fees, Bonus interest on savings, Spending insights and pay cycle sync, Bill planner and separate bills account, Shared accounts for partners, Savings targets and autosave, Link external bank accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple and easy banking
- 🔒 Secure and trustworthy
- 👍 User-friendly app and website
- 💰 Competitive interest rates
- 🤝 Shared accounts feature

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes and login issues
- 🔒 Restrictive ID requirements for account opening
- 🤔 Confusing changes to account structure and transaction rules
- 🕰️ Slow customer support and unresponsive to issues
- 💳 Inability to pay directly from savings accounts

**Reported bugs**

- Passkey login frequently not working
- Account balance not updating correctly
- Inability to delete old passkeys
- Swipe back gesture not functioning
- App freezing on splash screen

**Requested features**

- Custom expense categorization
- Apple Watch app or home screen widgets
- Improved transaction history and balance tracking
- Seamless integration with other bank accounts
- More transparency around interest rate changes


### Aussie

[App page](https://appshunter.io/ios/app/aussie/id6451372662)

Track property values, monitor your home equity, and manage mortgage finances. Connect with a buyer's agent to find properties and explore investment opportunities. Monitor your credit score and get free live support from home loan experts.

**Highlights:** Real-time property value tracking, Home equity insights, Mortgage finance management, Connect with buyer's agents, Property search and details, Credit score monitoring, Live expert support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ubank free?

Ubank is free to download, with no in-app purchases.

### Is Aussie free?

Aussie is free to download, with no in-app purchases.

### Do Ubank or Aussie have ads?

Neither Ubank nor Aussie shows ads.

### Which is updated more often, Ubank or Aussie?

Ubank ships an update fortnightly, and Aussie every 3 weeks. Most recently, Ubank was updated on September 26, 2026 and Aussie on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*