# Ubank vs SaveMateAU

The clearest difference is in-app purchases: Ubank at none against SaveMateAU's 1. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SaveMateAU sells 1 one-off in-app purchase. Ubank asks for nothing beyond the download.

## The numbers

| Metric | Ubank | SaveMateAU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (167 ratings)](https://appshunter.io/ios/app/ubank-digital-banking/id1449543099/reviews)** | — |
| Number of ratings | **167** | — |
| Positive reviews | 43.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Free with in-app purchases | — |
| Size | 134 MB | 5 MB |
| Requires iOS | **16.4** | 16.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [86 400 Technology Pty Ltd](https://appshunter.io/developer/1395091065) | [Irradiated Solution Application Pty Ltd](https://appshunter.io/developer/1887271258) |

## What reviewers say

### Ubank

[App page](https://appshunter.io/ios/app/ubank-digital-banking/id1449543099)

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

**Highlights:** No monthly fees, Bonus interest on savings, Spending insights and pay cycle sync, Bill planner and separate bills account, Shared accounts for partners, Savings targets and autosave, Link external bank accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple and easy banking
- 🔒 Secure and trustworthy
- 👍 User-friendly app and website
- 💰 Competitive interest rates
- 🤝 Shared accounts feature

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes and login issues
- 🔒 Restrictive ID requirements for account opening
- 🤔 Confusing changes to account structure and transaction rules
- 🕰️ Slow customer support and unresponsive to issues
- 💳 Inability to pay directly from savings accounts

**Reported bugs**

- Passkey login frequently not working
- Account balance not updating correctly
- Inability to delete old passkeys
- Swipe back gesture not functioning
- App freezing on splash screen

**Requested features**

- Custom expense categorization
- Apple Watch app or home screen widgets
- Improved transaction history and balance tracking
- Seamless integration with other bank accounts
- More transparency around interest rate changes


### SaveMateAU

[App page](https://appshunter.io/ios/app/savemateau/id6762250628)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SaveMateAU Pro | $4.99 | one-time |


## Frequently asked questions

### Is Ubank free?

Ubank is free to download, with no in-app purchases.

### Is SaveMateAU free?

SaveMateAU is free to download, with in-app purchases available.

### Do Ubank or SaveMateAU have ads?

Neither Ubank nor SaveMateAU shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*