# HSBC India vs OpenLedger

The clearest difference is update cadence: OpenLedger at every 4 days against HSBC India's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HSBC India ships an update monthly, OpenLedger every 4 days. The most recent releases landed on October 29, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | HSBC India | OpenLedger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/hsbc-india/id1449573898/reviews)** | — |
| Number of ratings | **1.7K** | — |
| Positive reviews | 46.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 days** |
| Monetization | Free with in-app purchases | — |
| Size | 728 MB | 15 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) | [Harish Kanabar](https://appshunter.io/developer/1894192497) |

## What reviewers say

### HSBC India

[App page](https://appshunter.io/ios/app/hsbc-india/id1449573898)

Manage your finances securely and conveniently with this mobile banking app. Open accounts, transfer funds globally, invest in mutual funds, and redeem rewards all from your device.

**Highlights:** Online banking registration, Touch ID / Face ID login, Account summary view, Digital Secure Key, Fully digital account opening, Global money transfers, Mutual fund investments, Reward point redemption

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent online banking app
- 👍 Great customer service
- 👍 Simple layout and easy to use
- 👍 Seamless user experience
- 👍 Prompt service

**What reviewers complain about**

- 🐛 Limited features and scaling back in India
- 🐛 Worst NRE Relationship Manager
- 🐛 Unable to transfer funds over 2 Lakhs
- 🐛 Can't log in, app not working
- 🐛 Separate app for UPI, not integrated

**Reported bugs**

- Can't log in, app not working
- Broken for last 24 hours
- App no longer works, doesn't show credit card info
- App stopped working on iOS 12
- Unable to download app

**Requested features**

- Provision for recurring money transfer
- All internet banking features in mobile app
- Widget support for quick balance check
- Option to set PIN for add-on cards


### OpenLedger

[App page](https://appshunter.io/ios/app/openledger/id6762612268)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HSBC India free?

HSBC India is free to download, with no in-app purchases.

### Is OpenLedger free?

OpenLedger is free to download, with no in-app purchases.

### Do HSBC India or OpenLedger have ads?

Neither HSBC India nor OpenLedger shows ads.

### Which is updated more often, HSBC India or OpenLedger?

HSBC India ships an update monthly, and OpenLedger every 4 days. Most recently, HSBC India was updated on October 29, 2026 and OpenLedger on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*