# Spar Key vs SMFP Pilot

The clearest difference is update cadence: SMFP Pilot at fortnightly against Spar Key's every 19 months. Spar Key's advantage is iOS requirement (12.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spar Key ships an update every 19 months, SMFP Pilot fortnightly. The most recent releases landed on October 17, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Spar Key | SMFP Pilot |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Fortnightly** |
| Size | 44 MB | 32 MB |
| Requires iOS | **12.4** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Sparkasse Bank Malta plc](https://appshunter.io/developer/1448464000) | [Ultima Payments](https://appshunter.io/developer/1494474587) |

## What reviewers say

### Spar Key

[App page](https://appshunter.io/ios/app/spar-key/id1449579604)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SMFP Pilot

[App page](https://appshunter.io/ios/app/smfp-pilot/id6458209991)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spar Key free?

Spar Key is free to download, with no in-app purchases.

### Is SMFP Pilot free?

SMFP Pilot is free to download, with no in-app purchases.

### Do Spar Key or SMFP Pilot have ads?

Neither Spar Key nor SMFP Pilot shows ads.

### Which is updated more often, Spar Key or SMFP Pilot?

Spar Key ships an update every 19 months, and SMFP Pilot fortnightly. Most recently, Spar Key was updated on October 17, 2026 and SMFP Pilot on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*