# Debtrail vs Billiffy

The clearest difference is in-app purchases: Debtrail at none against Billiffy's 3. Debtrail also leads on ratings volume (8 vs 1) and iOS requirement (9.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Billiffy sells 3 in-app purchases, starting at $0.99 per month. Debtrail asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Debtrail against 5.0 for Billiffy. That said, the two scores are not equally well evidenced: Debtrail has 8 ratings behind it against 1, so its average is the more settled of the two.

Debtrail ships an update every 5 days, Billiffy weekly. The most recent releases landed on October 18, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Debtrail | Billiffy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (8 ratings)](https://appshunter.io/ios/app/debtrail/id1449642971/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/billiffy-expense-manager/id1638395030/reviews) |
| Number of ratings | **8** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 68 MB | 138 MB |
| Requires iOS | **9.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jorge Garcia](https://appshunter.io/developer/1326305063) | [Isaias Cuvula](https://appshunter.io/developer/1638395032) |

## What reviewers say

### Debtrail

[App page](https://appshunter.io/ios/app/debtrail/id1449642971)

Easily recover lent money by sending automated reminders to debtors. Track all your outstanding loans, schedule recurring payments, and receive notifications when debts are settled. Ideal for individuals who lend money and face communication challenges in repayment.

**Highlights:** Send automated debtor reminders, Track lent money records, Create recurring debts, Schedule future debts, Scan and split receipts, Real-time unpaid debt balance, Multiple currency support

**Features:** macOS Compatibility

**In-app purchases:** none


### Billiffy

[App page](https://appshunter.io/ios/app/billiffy-expense-manager/id1638395030)

Effortlessly track daily expenses, income, and bills with this intuitive finance management app. Create custom budgets, categorize spending, and gain insights into your financial habits with clear charts. Take control of your money and boost savings with smart tools.

**Highlights:** Expense and income tracking, Bill management, Categorization of transactions, Receipt photo attachment, Customizable budget creation, Insightful spending analysis charts, Recurring transaction support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.99 | per month |
| Annual Subscription | $5.99 | per year |
| Lifetime Subscription | $9.99 | one-time |


## Frequently asked questions

### Is Debtrail free?

Debtrail is free to download, with no in-app purchases.

### Is Billiffy free?

Billiffy is free to download, with in-app purchases available.

### Which has better reviews, Debtrail or Billiffy?

Debtrail and Billiffy are both rated 5.0 out of 5 on the App Store, from 8 and 1 ratings respectively.

### Do Debtrail or Billiffy have ads?

Neither Debtrail nor Billiffy shows ads.

### Which is updated more often, Debtrail or Billiffy?

Debtrail ships an update every 5 days, and Billiffy weekly. Most recently, Debtrail was updated on October 18, 2026 and Billiffy on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*