# Spentra vs Kittrell Pay

The clearest difference is review sentiment: Spentra at 79% against Kittrell Pay's 6%. Spentra also leads on rating (4.8 vs 1.4) and monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spentra holds the better App Store score, 4.8 against 1.4. That said, the two scores are not equally well evidenced: Spentra has 943 ratings behind it against 46, so its average is the more settled of the two. Written reviews point the same way: 79% of Spentra's written reviews are positive against 6% of Kittrell Pay's.

Spentra ships an update every 6 weeks, Kittrell Pay every 2 months. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Spentra | Kittrell Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (943 ratings)](https://appshunter.io/ios/app/spentra/id1449725820/reviews)** | [1.4 (46 ratings)](https://appshunter.io/ios/app/kittrell-pay/id1518515449/reviews) |
| Number of ratings | **943** | 46 |
| Positive reviews | **79.2% of reviews** | 5.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 48 MB | 34 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Spentra, LLC](https://appshunter.io/developer/1440521985) | [Kittrell Paycard, LLC](https://appshunter.io/developer/1340653789) |

## What reviewers say

### Spentra

[App page](https://appshunter.io/ios/app/spentra/id1449725820)

Access earned wages early and manage your pay with a dedicated payroll card. This solution offers instant access to a portion of your net wages before your payday, improving financial stability. Take control of your finances with features like card management, transaction alerts, and surcharge-free ATM access.

**Highlights:** Early access to earned wages, Manage payroll card, Instant transaction alerts, Block/unblock card, Surcharge-free ATM finder, No card or maintenance fees

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Helpful for emergencies and unexpected expenses
- 👍 Secure transactions
- 👍 Ability to access earned wages instantly

**What reviewers complain about**

- 🐛 App not updating
- 🔒 Security issues, money taken from account
- 💰 Fees for withdrawals and card changes

**Reported bugs**

- App not updating since July 3rd
- Card never showed up

**Requested features**

- Card to account transfer feature
- Surcharge-free ATM access


### Kittrell Pay

[App page](https://appshunter.io/ios/app/kittrell-pay/id1518515449)

Manage your card account conveniently on the go. Check your balance, review past and pending transactions, and freeze or unfreeze your card. Future updates will include bill payment setup.

**Highlights:** Check account balance, View transaction history, Freeze/unfreeze card, Set up bill payments (coming soon), Secure login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spentra free?

Spentra is free to download, with no in-app purchases.

### Is Kittrell Pay free?

Kittrell Pay is free to download, with no in-app purchases.

### Which has better reviews, Spentra or Kittrell Pay?

Spentra is rated higher. Spentra averages 4.8 out of 5 from 943 ratings, while Kittrell Pay averages 1.4 from 46 ratings.

### Do Spentra or Kittrell Pay have ads?

Neither Spentra nor Kittrell Pay shows ads.

### Which is updated more often, Spentra or Kittrell Pay?

Spentra ships an update every 6 weeks, and Kittrell Pay every 2 months. Most recently, Spentra was updated on October 20, 2026 and Kittrell Pay on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*