# Spentra vs CloudPay

The clearest difference is review sentiment: Spentra at 79% against CloudPay's 50%. Spentra also leads on iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spentra ships an update every 6 weeks, CloudPay every 5 weeks. The most recent releases landed on September 29, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Spentra | CloudPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (943 ratings)](https://appshunter.io/ios/app/spentra/id1449725820/reviews)** | — |
| Number of ratings | **943** | — |
| Positive reviews | **79.2% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 48 MB | 68 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [Spentra, LLC](https://appshunter.io/developer/1440521985) | [Wezaam](https://appshunter.io/developer/1529573701) |

## What reviewers say

### Spentra

[App page](https://appshunter.io/ios/app/spentra/id1449725820)

Access earned wages early and manage your pay with a dedicated payroll card. This solution offers instant access to a portion of your net wages before your payday, improving financial stability. Take control of your finances with features like card management, transaction alerts, and surcharge-free ATM access.

**Highlights:** Early access to earned wages, Manage payroll card, Instant transaction alerts, Block/unblock card, Surcharge-free ATM finder, No card or maintenance fees

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Helpful for emergencies and unexpected expenses
- 👍 Secure transactions
- 👍 Ability to access earned wages instantly

**What reviewers complain about**

- 🐛 App not updating
- 🔒 Security issues, money taken from account
- 💰 Fees for withdrawals and card changes

**Reported bugs**

- App not updating since July 3rd
- Card never showed up

**Requested features**

- Card to account transfer feature
- Surcharge-free ATM access


### CloudPay

[App page](https://appshunter.io/ios/app/cloudpay/id1529573699)

Manage your pay and financial wellbeing with this app. Access payslips, view documents, and get early access to earned wages. It also offers financial education and budgeting tools.

**Highlights:** View payslips and HR documents, Access earned wages early, Financial education and budgeting tools, 24/7 chatbot support, Company announcements, Global coverage

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spentra free?

Spentra is free to download, with no in-app purchases.

### Is CloudPay free?

CloudPay is free to download, with no in-app purchases.

### Do Spentra or CloudPay have ads?

Neither Spentra nor CloudPay shows ads.

### Which is updated more often, Spentra or CloudPay?

Spentra ships an update every 6 weeks, and CloudPay every 5 weeks. Most recently, Spentra was updated on September 29, 2026 and CloudPay on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*