# Spentra vs Payday Today

The clearest difference is rating: Spentra at 4.8 against Payday Today's 1.0. Spentra also leads on ratings volume (943 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spentra holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Spentra has 943 ratings behind it against 2, so its average is the more settled of the two.

Spentra ships an update every 6 weeks, Payday Today every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Spentra | Payday Today |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (943 ratings)](https://appshunter.io/ios/app/spentra/id1449725820/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/payday-today/id1624451120/reviews) |
| Number of ratings | **943** | 2 |
| Positive reviews | 79.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 48 MB | 70 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Spentra, LLC](https://appshunter.io/developer/1440521985) | [GoodApps Inc.](https://appshunter.io/developer/1465201500) |

## What reviewers say

### Spentra

[App page](https://appshunter.io/ios/app/spentra/id1449725820)

Access earned wages early and manage your pay with a dedicated payroll card. This solution offers instant access to a portion of your net wages before your payday, improving financial stability. Take control of your finances with features like card management, transaction alerts, and surcharge-free ATM access.

**Highlights:** Early access to earned wages, Manage payroll card, Instant transaction alerts, Block/unblock card, Surcharge-free ATM finder, No card or maintenance fees

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Helpful for emergencies and unexpected expenses
- 👍 Secure transactions
- 👍 Ability to access earned wages instantly

**What reviewers complain about**

- 🐛 App not updating
- 🔒 Security issues, money taken from account
- 💰 Fees for withdrawals and card changes

**Reported bugs**

- App not updating since July 3rd
- Card never showed up

**Requested features**

- Card to account transfer feature
- Surcharge-free ATM access


### Payday Today

[App page](https://appshunter.io/ios/app/payday-today/id1624451120)

Access accrued wages or available funds set by your employer. Easily request and transfer funds to any bank or e-wallet. Utilize vouchers for in-app transactions or send them to loved ones.

**Highlights:** Access accrued wages, Withdraw available funds, Transfer to banks/e-wallets, Request and use vouchers, View transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spentra free?

Spentra is free to download, with no in-app purchases.

### Is Payday Today free?

Payday Today is free to download, with no in-app purchases.

### Which has better reviews, Spentra or Payday Today?

Spentra is rated higher. Spentra averages 4.8 out of 5 from 943 ratings, while Payday Today averages 1.0 from 2 ratings.

### Do Spentra or Payday Today have ads?

Neither Spentra nor Payday Today shows ads.

### Which is updated more often, Spentra or Payday Today?

Spentra ships an update every 6 weeks, and Payday Today every 2 months. Most recently, Spentra was updated on November 6, 2026 and Payday Today on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*