# Spentra vs Blxckpay US

The clearest difference is ratings volume: Spentra at 943 against Blxckpay US's 6. Blxckpay US's advantage is review sentiment (100% vs 79%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Blxckpay US holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spentra has 943 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 79% of Spentra's written reviews are positive against 100% of Blxckpay US's.

Spentra ships an update every 6 weeks, Blxckpay US every 2 months. The most recent releases landed on October 26, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Spentra | Blxckpay US |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (943 ratings)](https://appshunter.io/ios/app/spentra/id1449725820/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/blxckpay-us/id6479830829/reviews)** |
| Number of ratings | **943** | 6 |
| Positive reviews | 79.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 48 MB | 103 MB |
| Requires iOS | **15.0** | 16.1 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [Spentra, LLC](https://appshunter.io/developer/1440521985) | [Whtelabs](https://appshunter.io/developer/1737312879) |

## What reviewers say

### Spentra

[App page](https://appshunter.io/ios/app/spentra/id1449725820)

Access earned wages early and manage your pay with a dedicated payroll card. This solution offers instant access to a portion of your net wages before your payday, improving financial stability. Take control of your finances with features like card management, transaction alerts, and surcharge-free ATM access.

**Highlights:** Early access to earned wages, Manage payroll card, Instant transaction alerts, Block/unblock card, Surcharge-free ATM finder, No card or maintenance fees

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Helpful for emergencies and unexpected expenses
- 👍 Secure transactions
- 👍 Ability to access earned wages instantly

**What reviewers complain about**

- 🐛 App not updating
- 🔒 Security issues, money taken from account
- 💰 Fees for withdrawals and card changes

**Reported bugs**

- App not updating since July 3rd
- Card never showed up

**Requested features**

- Card to account transfer feature
- Surcharge-free ATM access


### Blxckpay US

[App page](https://appshunter.io/ios/app/blxckpay-us/id6479830829)

Manage your money securely and conveniently with this financial tool. It offers global card acceptance, easy transaction review, and flexible fund loading. Enjoy financial freedom with no credit check, minimum balance, or hidden fees.

**Highlights:** Global debit card acceptance, Check balances and review transactions, Effortless fund transfers, Quick fund loading, No credit check or minimum balance, 24/7 card management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spentra free?

Spentra is free to download, with no in-app purchases.

### Is Blxckpay US free?

Blxckpay US is free to download, with no in-app purchases.

### Which has better reviews, Spentra or Blxckpay US?

Blxckpay US is rated higher. Spentra averages 4.8 out of 5 from 943 ratings, while Blxckpay US averages 5.0 from 6 ratings.

### Do Spentra or Blxckpay US have ads?

Neither Spentra nor Blxckpay US shows ads.

### Which is updated more often, Spentra or Blxckpay US?

Spentra ships an update every 6 weeks, and Blxckpay US every 2 months. Most recently, Spentra was updated on October 26, 2026 and Blxckpay US on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*