# Spentra vs AsurePay

The clearest difference is review sentiment: Spentra at 79% against AsurePay's 31%. Spentra also leads on rating (4.8 vs 2.5) and ratings volume (943 vs 21). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spentra holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Spentra has 943 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 79% of Spentra's written reviews are positive against 31% of AsurePay's.

Spentra ships an update every 6 weeks, AsurePay monthly. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Spentra | AsurePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (943 ratings)](https://appshunter.io/ios/app/spentra/id1449725820/reviews)** | [2.5 (21 ratings)](https://appshunter.io/ios/app/asurepay/id6677051946/reviews) |
| Number of ratings | **943** | 21 |
| Positive reviews | **79.2% of reviews** | 30.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 48 MB | 96 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Spentra, LLC](https://appshunter.io/developer/1440521985) | [Asure Software](https://appshunter.io/developer/523532729) |

## What reviewers say

### Spentra

[App page](https://appshunter.io/ios/app/spentra/id1449725820)

Access earned wages early and manage your pay with a dedicated payroll card. This solution offers instant access to a portion of your net wages before your payday, improving financial stability. Take control of your finances with features like card management, transaction alerts, and surcharge-free ATM access.

**Highlights:** Early access to earned wages, Manage payroll card, Instant transaction alerts, Block/unblock card, Surcharge-free ATM finder, No card or maintenance fees

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Helpful for emergencies and unexpected expenses
- 👍 Secure transactions
- 👍 Ability to access earned wages instantly

**What reviewers complain about**

- 🐛 App not updating
- 🔒 Security issues, money taken from account
- 💰 Fees for withdrawals and card changes

**Reported bugs**

- App not updating since July 3rd
- Card never showed up

**Requested features**

- Card to account transfer feature
- Surcharge-free ATM access


### AsurePay

[App page](https://appshunter.io/ios/app/asurepay/id6677051946)

Access your earned wages on demand and manage your finances with online banking features. Earn interest on your balance and enjoy fee-free ATM access. Get paid up to two days early with direct deposit.

**Highlights:** On-demand access to earned wages, High APY interest on account balance, View credit score, Early direct deposit up to 2 days, Fee-free ATM withdrawals, Virtual and physical debit cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spentra free?

Spentra is free to download, with no in-app purchases.

### Is AsurePay free?

AsurePay is free to download, with no in-app purchases.

### Which has better reviews, Spentra or AsurePay?

Spentra is rated higher. Spentra averages 4.8 out of 5 from 943 ratings, while AsurePay averages 2.5 from 21 ratings.

### Do Spentra or AsurePay have ads?

Neither Spentra nor AsurePay shows ads.

### Which is updated more often, Spentra or AsurePay?

Spentra ships an update every 6 weeks, and AsurePay monthly. Most recently, Spentra was updated on October 16, 2026 and AsurePay on October 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*