# Spentra vs Kanz PaydayNow

The clearest difference is update cadence: Kanz PaydayNow at every 10 days against Spentra's every 6 weeks. Kanz PaydayNow also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spentra ships an update every 6 weeks, Kanz PaydayNow every 10 days. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Spentra | Kanz PaydayNow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (943 ratings)](https://appshunter.io/ios/app/spentra/id1449725820/reviews)** | — |
| Number of ratings | **943** | — |
| Positive reviews | 79.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 10 days** |
| Monetization | Free | — |
| Size | 48 MB | 57 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Spentra, LLC](https://appshunter.io/developer/1440521985) | [Xanderia](https://appshunter.io/developer/1546587465) |

## What reviewers say

### Spentra

[App page](https://appshunter.io/ios/app/spentra/id1449725820)

Access earned wages early and manage your pay with a dedicated payroll card. This solution offers instant access to a portion of your net wages before your payday, improving financial stability. Take control of your finances with features like card management, transaction alerts, and surcharge-free ATM access.

**Highlights:** Early access to earned wages, Manage payroll card, Instant transaction alerts, Block/unblock card, Surcharge-free ATM finder, No card or maintenance fees

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Helpful for emergencies and unexpected expenses
- 👍 Secure transactions
- 👍 Ability to access earned wages instantly

**What reviewers complain about**

- 🐛 App not updating
- 🔒 Security issues, money taken from account
- 💰 Fees for withdrawals and card changes

**Reported bugs**

- App not updating since July 3rd
- Card never showed up

**Requested features**

- Card to account transfer feature
- Surcharge-free ATM access


### Kanz PaydayNow

[App page](https://appshunter.io/ios/app/kanz-paydaynow/id6714458049)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spentra free?

Spentra is free to download, with no in-app purchases.

### Is Kanz PaydayNow free?

Kanz PaydayNow is free to download, with no in-app purchases.

### Do Spentra or Kanz PaydayNow have ads?

Neither Spentra nor Kanz PaydayNow shows ads.

### Which is updated more often, Spentra or Kanz PaydayNow?

Spentra ships an update every 6 weeks, and Kanz PaydayNow every 10 days. Most recently, Spentra was updated on November 6, 2026 and Kanz PaydayNow on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*