# HCPFCU vs Sharetec Mobile 2.0

The clearest difference is review sentiment: HCPFCU at 100% against Sharetec Mobile 2.0's 0%. HCPFCU also leads on rating (4.5 vs 3.0) and ratings volume (17 vs 2). Sharetec Mobile 2.0's advantage is update cadence (every 2 months vs every 5 months) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HCPFCU holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: HCPFCU has 17 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of HCPFCU's written reviews are positive against 0% of Sharetec Mobile 2.0's.

HCPFCU ships an update every 5 months, Sharetec Mobile 2.0 every 2 months. The most recent releases landed on October 2, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | HCPFCU | Sharetec Mobile 2.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (17 ratings)](https://appshunter.io/ios/app/hcpfcu/id1449757512/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/sharetec-mobile-20/id1476859726/reviews) |
| Number of ratings | **17** | 2 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 33 MB | 23 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Health Care Professionals Federal Credit Union](https://appshunter.io/developer/1449757511) | [Sharetec Systems, Inc.](https://appshunter.io/developer/439642690) |

## What reviewers say

### HCPFCU

[App page](https://appshunter.io/ios/app/hcpfcu/id1449757512)

Manage your finances conveniently on the go with this mobile banking application. Access account information and perform transactions from anywhere. Branches are located in Richmond and Connersville, Indiana.

**Highlights:** On-the-go account management, Quick transaction access, Branch location information, Secure mobile banking

**Features:** macOS Compatibility

**In-app purchases:** none


### Sharetec Mobile 2.0

[App page](https://appshunter.io/ios/app/sharetec-mobile-20/id1476859726)

Manage your finances conveniently from your mobile device. This app lets you check account balances, review transaction history, and make payments for bills and loans. Access your e-statements and manage loan details anytime, anywhere.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, Pay loans, Access e-statements

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HCPFCU free?

HCPFCU is free to download, with no in-app purchases.

### Is Sharetec Mobile 2.0 free?

Sharetec Mobile 2.0 is free to download, with no in-app purchases.

### Which has better reviews, HCPFCU or Sharetec Mobile 2.0?

HCPFCU is rated higher. HCPFCU averages 4.5 out of 5 from 17 ratings, while Sharetec Mobile 2.0 averages 3.0 from 2 ratings.

### Do HCPFCU or Sharetec Mobile 2.0 have ads?

Neither HCPFCU nor Sharetec Mobile 2.0 shows ads.

### Which is updated more often, HCPFCU or Sharetec Mobile 2.0?

HCPFCU ships an update every 5 months, and Sharetec Mobile 2.0 every 2 months. Most recently, HCPFCU was updated on October 2, 2026 and Sharetec Mobile 2.0 on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*