# HCPFCU vs MyPCCU

The clearest difference is update cadence: MyPCCU at monthly against HCPFCU's every 5 months. MyPCCU also leads on rating (4.8 vs 4.5) and ratings volume (274 vs 17). HCPFCU's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyPCCU holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: MyPCCU has 274 ratings behind it against 17, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

HCPFCU ships an update every 5 months, MyPCCU monthly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | HCPFCU | MyPCCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (17 ratings)](https://appshunter.io/ios/app/hcpfcu/id1449757512/reviews) | **[4.8 (274 ratings)](https://appshunter.io/ios/app/mypccu/id6737280283/reviews)** |
| Number of ratings | 17 | **274** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 33 MB | 198 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Health Care Professionals Federal Credit Union](https://appshunter.io/developer/1449757511) | [Perfect Circle Credit Union](https://appshunter.io/developer/456056280) |

## What reviewers say

### HCPFCU

[App page](https://appshunter.io/ios/app/hcpfcu/id1449757512)

Manage your finances conveniently on the go with this mobile banking application. Access account information and perform transactions from anywhere. Branches are located in Richmond and Connersville, Indiana.

**Highlights:** On-the-go account management, Quick transaction access, Branch location information, Secure mobile banking

**Features:** macOS Compatibility

**In-app purchases:** none


### MyPCCU

[App page](https://appshunter.io/ios/app/mypccu/id6737280283)

Manage your finances with this personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, manage your debit card, and view statements securely.

**Highlights:** Organize transactions with tags, notes, and receipt photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Mobile check deposit, Debit card management (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is HCPFCU free?

HCPFCU is free to download, with no in-app purchases.

### Is MyPCCU free?

MyPCCU is free to download, with no in-app purchases.

### Which has better reviews, HCPFCU or MyPCCU?

MyPCCU is rated higher. HCPFCU averages 4.5 out of 5 from 17 ratings, while MyPCCU averages 4.8 from 274 ratings.

### Do HCPFCU or MyPCCU have ads?

Neither HCPFCU nor MyPCCU shows ads.

### Which is updated more often, HCPFCU or MyPCCU?

HCPFCU ships an update every 5 months, and MyPCCU monthly. Most recently, HCPFCU was updated on November 2, 2026 and MyPCCU on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*