# connectIPS vs UnelmaPay

The clearest difference is rating: connectIPS at 2.2 against UnelmaPay's 1.0. connectIPS also leads on ratings volume (37 vs 1) and review sentiment (8% vs 0%). UnelmaPay's advantage is update cadence (every 6 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

connectIPS holds the better App Store score, 2.2 against 1.0. That said, the two scores are not equally well evidenced: connectIPS has 37 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 8% of connectIPS's written reviews are positive against 0% of UnelmaPay's.

connectIPS ships an update every 3 weeks, UnelmaPay every 6 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | connectIPS | UnelmaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.2 (37 ratings)](https://appshunter.io/ios/app/connectips/id1449940087/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/unelmapay/id1534030838/reviews) |
| Number of ratings | **37** | 1 |
| Positive reviews | **8.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | Free | Free |
| Size | 182 MB | 36 MB |
| Requires iOS | **13** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Nepal Clearing House Ltd.](https://appshunter.io/developer/1449940086) | [Unelma Platforms](https://appshunter.io/developer/1338163438) |

## What reviewers say

### connectIPS

[App page](https://appshunter.io/ios/app/connectips/id1449940087)

This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

**Highlights:** Link bank accounts, Payment processing, Fund transfers, Creditor payments, C2G payments, C2B payments, P2P payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Great app for banking transactions
- 👍 Service is awesome

**What reviewers complain about**

- 🐛 App crashing frequently
- 🐛 Session expired issues
- 🐛 Login problems
- 🐛 App crashes after updates
- 🐛 UI/UX issues with text visibility

**Reported bugs**

- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working

**Requested features**

- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email


### UnelmaPay

[App page](https://appshunter.io/ios/app/unelmapay/id1534030838)

This digital wallet facilitates secure and convenient online payments. It enables users to transfer funds between wallets, accept payments via major gateways, and manage utility bill payments. It's a comprehensive payment ecosystem for seamless transactions.

**Highlights:** Online payment processing, Wallet-to-wallet fund transfers, Accept payments via third-party gateways, Utility bill payments, Top-up services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is connectIPS free?

connectIPS is free to download, with no in-app purchases.

### Is UnelmaPay free?

UnelmaPay is free to download, with no in-app purchases.

### Which has better reviews, connectIPS or UnelmaPay?

connectIPS is rated higher. connectIPS averages 2.2 out of 5 from 37 ratings, while UnelmaPay averages 1.0 from 1 ratings.

### Do connectIPS or UnelmaPay have ads?

Neither connectIPS nor UnelmaPay shows ads.

### Which is updated more often, connectIPS or UnelmaPay?

connectIPS ships an update every 3 weeks, and UnelmaPay every 6 days. Most recently, connectIPS was updated on October 24, 2026 and UnelmaPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*