# connectIPS vs CIT Smart Mobile App

The clearest difference is rating: CIT Smart Mobile App at 5.0 against connectIPS's 2.2. connectIPS's advantage is update cadence (every 5 weeks vs every 26 months) and ratings volume (37 vs 1). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIT Smart Mobile App holds the better App Store score, 5.0 against 2.2. That said, the two scores are not equally well evidenced: connectIPS has 37 ratings behind it against 1, so its average is the more settled of the two.

connectIPS ships an update every 5 weeks, CIT Smart Mobile App every 26 months. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | connectIPS | CIT Smart Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (37 ratings)](https://appshunter.io/ios/app/connectips/id1449940087/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cit-smart-mobile-app/id6448749422/reviews)** |
| Number of ratings | **37** | 1 |
| Positive reviews | 8.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | **Every 5 weeks** | Every 26 months |
| Monetization | Free | Free |
| Size | 182 MB | 12 MB |
| Requires iOS | 13 | **12.4** |
| Devices | **iPhone, iPod** | — |
| Age rating | 4+ | 4+ |
| Developer | [Nepal Clearing House Ltd.](https://appshunter.io/developer/1449940086) | [Citizen Investment Trust](https://appshunter.io/developer/1686092811) |

## What reviewers say

### connectIPS

[App page](https://appshunter.io/ios/app/connectips/id1449940087)

This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

**Highlights:** Link bank accounts, Payment processing, Fund transfers, Creditor payments, C2G payments, C2B payments, P2P payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Great app for banking transactions
- 👍 Service is awesome

**What reviewers complain about**

- 🐛 App crashing frequently
- 🐛 Session expired issues
- 🐛 Login problems
- 🐛 App crashes after updates
- 🐛 UI/UX issues with text visibility

**Reported bugs**

- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working

**Requested features**

- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email


### CIT Smart Mobile App

[App page](https://appshunter.io/ios/app/cit-smart-mobile-app/id6448749422)

Access your financial accounts quickly and securely. View balances, statements, and locate branches with navigation. Manage various insurance and investment funds.

**Highlights:** View account balances, Access mini and full statements, Locate branches with navigation, View insurance fund statements, Manage investment fund statements

**In-app purchases:** none


## Frequently asked questions

### Is connectIPS free?

connectIPS is free to download, with no in-app purchases.

### Is CIT Smart Mobile App free?

CIT Smart Mobile App is free to download, with no in-app purchases.

### Which has better reviews, connectIPS or CIT Smart Mobile App?

CIT Smart Mobile App is rated higher. connectIPS averages 2.2 out of 5 from 37 ratings, while CIT Smart Mobile App averages 5.0 from 1 ratings.

### Which is updated more often, connectIPS or CIT Smart Mobile App?

connectIPS ships an update every 5 weeks, and CIT Smart Mobile App every 26 months. Most recently, connectIPS was updated on October 16, 2026 and CIT Smart Mobile App on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*