# connectIPS vs HI

The clearest difference is rating: connectIPS at 2.1 against HI's 1.6. connectIPS also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). HI's advantage is update cadence (every 9 days vs every 5 weeks). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

connectIPS holds the better App Store score, 2.1 against 1.6. Both are backed by a comparable volume of ratings — 36 and 65 respectively. Written reviews point the same way: 8% of connectIPS's written reviews are positive against 0% of HI's.

connectIPS ships an update every 5 weeks, HI every 9 days. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | connectIPS | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.1 (36 ratings)](https://appshunter.io/ios/app/connectips/id1449940087/reviews)** | [1.6 (65 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews) |
| Number of ratings | 36 | **65** |
| Positive reviews | **8.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 44 MB | 171 MB |
| Requires iOS | 13 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nepal Clearing House Ltd Nchl](https://appshunter.io/developer/1449940086) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### connectIPS

[App page](https://appshunter.io/ios/app/connectips/id1449940087)

This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

**Highlights:** Link bank accounts, Payment processing, Fund transfers, Creditor payments, C2G payments, C2B payments, P2P payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Great app for banking transactions
- 👍 Service is awesome

**What reviewers complain about**

- 🐛 App crashing frequently
- 🐛 Session expired issues
- 🐛 Login problems
- 🐛 App crashes after updates
- 🐛 UI/UX issues with text visibility

**Reported bugs**

- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working

**Requested features**

- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is connectIPS free?

connectIPS is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, connectIPS or HI?

connectIPS is rated higher. connectIPS averages 2.1 out of 5 from 36 ratings, while HI averages 1.6 from 65 ratings.

### Do connectIPS or HI have ads?

HI shows ads; connectIPS does not.

### Which is updated more often, connectIPS or HI?

connectIPS ships an update every 5 weeks, and HI every 9 days. Most recently, connectIPS was updated on September 24, 2026 and HI on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*