# AF247 vs SplitNPay

The clearest difference is rating: SplitNPay at 5.0 against AF247's 2.8. SplitNPay also leads on iOS requirement (13.4 vs 15.0). AF247's advantage is ratings volume (158 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SplitNPay holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: AF247 has 158 ratings behind it against 3, so its average is the more settled of the two.

## The numbers

| Metric | AF247 | SplitNPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (158 ratings)](https://appshunter.io/ios/app/af247-advance-financial-247/id1450238988/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/splitnpay/id6478142878/reviews)** |
| Number of ratings | **158** | 3 |
| Positive reviews | 25.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | — |
| Monetization | Free | Free |
| Size | 106 MB | 11 MB |
| Requires iOS | 15.0 | **13.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Advance Financial](https://appshunter.io/developer/1450238987) | [Baris Taskiran](https://appshunter.io/developer/1692238225) |

## What reviewers say

### AF247

[App page](https://appshunter.io/ios/app/af247-advance-financial-247/id1450238988)

Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.

**Highlights:** 24/7 cash access, Loan management, Check available credit, Make loan payments, Online application, Same-day funding

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy access to cash
- 👍 Funds easily available
- 👍 Simple and convenient
- 👍 Life saver
- 👍 Great service

**What reviewers complain about**

- 💸 Extremely high interest rates
- 💸 Predatory company
- 💸 Rip off
- 💸 Never ending battle
- 💸 Absurd interest rates

**Reported bugs**

- App is broken
- App won't log in
- App won't load
- App automatically times out
- App doesn't work 95% of the time

**Requested features**

- Fix app glitches
- Improve app stability
- Allow principal payments via app
- Include weekends in 24/7 service
- Fix banking verification system


### SplitNPay

[App page](https://appshunter.io/ios/app/splitnpay/id6478142878)

Easily divide group expenses for dining, gifts, or trips. Calculate tips and manage custom splits with an intuitive interface. Streamline payments and avoid awkward conversations.

**Highlights:** Quick bill splitting, Custom expense splits, Tip calculation, User-friendly interface, Group payment management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is AF247 free?

AF247 is free to download, with no in-app purchases.

### Is SplitNPay free?

SplitNPay is free to download, with no in-app purchases.

### Which has better reviews, AF247 or SplitNPay?

SplitNPay is rated higher. AF247 averages 2.8 out of 5 from 158 ratings, while SplitNPay averages 5.0 from 3 ratings.

### Do AF247 or SplitNPay have ads?

Neither AF247 nor SplitNPay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*