# e vs Moru

The clearest difference is review sentiment: Moru at 100% against e's 0%. Moru also leads on rating (4.5 vs 3.3) and ratings volume (44 vs 7). e's advantage is update cadence (every 9 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Moru holds the better App Store score, 4.5 against 3.3. That said, the two scores are not equally well evidenced: Moru has 44 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of e's written reviews are positive against 100% of Moru's.

e ships an update every 9 days, Moru monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | e | Moru |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (7 ratings)](https://appshunter.io/ios/app/e-dheba/id1450529774/reviews) | **[4.5 (44 ratings)](https://appshunter.io/ios/app/moru-digital-wallet-nepal/id1497676739/reviews)** |
| Number of ratings | 7 | **44** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free | Free |
| Size | 98 MB | 51 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IMPERIAL CREDIT & SAVINGS COOPERATIVE LTD.](https://appshunter.io/developer/1450529773) | [Pay Nep Private Limited](https://appshunter.io/developer/1497676738) |

## What reviewers say

### e

[App page](https://appshunter.io/ios/app/e-dheba/id1450529774)

This finance app facilitates saving and borrowing money through a digital platform, mimicking a traditional piggy bank or 'khutrukey'. It allows users to manage their finances without visiting a physical bank and offers peer-to-peer lending options.

**Highlights:** Digital savings account, Peer-to-peer lending, Mobile-first finance management, Virtual piggy bank functionality, Access without physical bank visits

**Features:** macOS Compatibility

**In-app purchases:** none


### Moru

[App page](https://appshunter.io/ios/app/moru-digital-wallet-nepal/id1497676739)

This digital wallet simplifies financial transactions with an intuitive interface. Easily send, request, and track all your payments and utility bills in one place. It aims to encourage digital payments and provide users with a clear overview of their financial activity.

**Highlights:** Send and receive money, Utility bill payments, Transaction history tracking, Mobile top-up, Remittance services, Simplified registration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is e free?

e is free to download, with no in-app purchases.

### Is Moru free?

Moru is free to download, with no in-app purchases.

### Which has better reviews, e or Moru?

Moru is rated higher. e averages 3.3 out of 5 from 7 ratings, while Moru averages 4.5 from 44 ratings.

### Do e or Moru have ads?

Neither e nor Moru shows ads.

### Which is updated more often, e or Moru?

e ships an update every 9 days, and Moru monthly. Most recently, e was updated on November 2, 2026 and Moru on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*