# MyRICB vs DrukPay

The clearest difference is rating: DrukPay at 2.5 against MyRICB's 1.0. MyRICB's advantage is review sentiment (17% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DrukPay holds the better App Store score, 2.5 against 1.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews complicate that: 17% of MyRICB's written reviews are positive against 0% of DrukPay's, so the app with the better star average is not the one people write more warmly about.

MyRICB ships an update monthly, DrukPay every 2 months. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | MyRICB | DrukPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/myricb/id1450706499/reviews) | **[2.5 (4 ratings)](https://appshunter.io/ios/app/drukpay/id1573098938/reviews)** |
| Number of ratings | 2 | **4** |
| Positive reviews | **16.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 24 MB | 63 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Royal Insurance Corporation of Bhutan](https://appshunter.io/developer/1450706498) | [DRUK PNB BANK LTD](https://appshunter.io/developer/1347852467) |

## What reviewers say

### MyRICB

[App page](https://appshunter.io/ios/app/myricb/id1450706499)

Manage your insurance policies and loans with this secure mobile application. Make loan repayments, deposit premiums, view policy details, and generate statements. You can also make payments on behalf of others.

**Highlights:** Loan installment repayment, Life insurance premium deposit, Deferred annuity premium deposit, View loan and policy details, Pay on behalf of others, Generate online statements

**Features:** macOS Compatibility

**In-app purchases:** none


### DrukPay

[App page](https://appshunter.io/ios/app/drukpay/id1573098938)

Perform banking tasks securely and conveniently from your mobile device. Access Druk PNB banking services, initiate transactions, and manage your accounts with just a few clicks. Requires a stable internet connection for optimal performance.

**Highlights:** Secure banking transactions, Access Druk PNB services, Perform banking tasks remotely, Manage accounts, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyRICB free?

MyRICB is free to download, with no in-app purchases.

### Is DrukPay free?

DrukPay is free to download, with no in-app purchases.

### Which has better reviews, MyRICB or DrukPay?

DrukPay is rated higher. MyRICB averages 1.0 out of 5 from 2 ratings, while DrukPay averages 2.5 from 4 ratings.

### Do MyRICB or DrukPay have ads?

Neither MyRICB nor DrukPay shows ads.

### Which is updated more often, MyRICB or DrukPay?

MyRICB ships an update monthly, and DrukPay every 2 months. Most recently, MyRICB was updated on September 17, 2026 and DrukPay on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*