# MyRICB vs pay.bt

The clearest difference is update cadence: pay.bt at weekly against MyRICB's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyRICB ships an update monthly, pay.bt weekly. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | MyRICB | pay.bt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (2 ratings)](https://appshunter.io/ios/app/myricb/id1450706499/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | — |
| Size | 24 MB | 29 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Royal Insurance Corporation of Bhutan](https://appshunter.io/developer/1450706498) | [aBIt pvt ltd](https://appshunter.io/developer/1542454263) |

## What reviewers say

### MyRICB

[App page](https://appshunter.io/ios/app/myricb/id1450706499)

Manage your insurance policies and loans with this secure mobile application. Make loan repayments, deposit premiums, view policy details, and generate statements. You can also make payments on behalf of others.

**Highlights:** Loan installment repayment, Life insurance premium deposit, Deferred annuity premium deposit, View loan and policy details, Pay on behalf of others, Generate online statements

**Features:** macOS Compatibility

**In-app purchases:** none


### pay.bt

[App page](https://appshunter.io/ios/app/paybt/id6751620608)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyRICB free?

MyRICB is free to download, with no in-app purchases.

### Is pay.bt free?

pay.bt is free to download, with no in-app purchases.

### Do MyRICB or pay.bt have ads?

Neither MyRICB nor pay.bt shows ads.

### Which is updated more often, MyRICB or pay.bt?

MyRICB ships an update monthly, and pay.bt weekly. Most recently, MyRICB was updated on October 5, 2026 and pay.bt on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*