# DOW CU vs Capstone RIA

The clearest difference is update cadence: Capstone RIA at every 6 weeks against DOW CU's every 3 months. Capstone RIA also leads on iOS requirement (12.4 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DOW CU ships an update every 3 months, Capstone RIA every 6 weeks. The most recent releases landed on October 12, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | DOW CU | Capstone RIA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/dow-cu/id1450847831/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 34 MB | 139 MB |
| Requires iOS | 16.0 | **12.4** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Dow Great Western Credit Union](https://appshunter.io/developer/1450847830) | [VVR Holdings LLC](https://appshunter.io/developer/1798548248) |

## What reviewers say

### DOW CU

[App page](https://appshunter.io/ios/app/dow-cu/id1450847831)

Manage your finances conveniently and securely on the go. This app allows you to check balances, view transactions, transfer funds, pay bills, and deposit checks from your mobile device. Take control of your money anytime, anywhere with easy-to-use features.

**Highlights:** Check account balances, View transaction history, Transfer funds, Bill payment, Mobile check deposit, Setup account alerts

**Features:** macOS Compatibility

**In-app purchases:** none


### Capstone RIA

[App page](https://appshunter.io/ios/app/capstone-ria/id6742466039)

**In-app purchases:** none


## Frequently asked questions

### Is DOW CU free?

DOW CU is free to download, with no in-app purchases.

### Is Capstone RIA free?

Capstone RIA is free to download, with no in-app purchases.

### Do DOW CU or Capstone RIA have ads?

Neither DOW CU nor Capstone RIA shows ads.

### Which is updated more often, DOW CU or Capstone RIA?

DOW CU ships an update every 3 months, and Capstone RIA every 6 weeks. Most recently, DOW CU was updated on October 12, 2026 and Capstone RIA on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*