# FNBTX.bank vs Extraco eBank

The clearest difference is ratings volume: Extraco eBank at 1.8K against FNBTX.bank's 4. FNBTX.bank's advantage is rating (4.8 vs 4.4) and iOS requirement (14.1 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNBTX.bank holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Extraco eBank has 1.8K ratings behind it against 4, so its average is the more settled of the two.

FNBTX.bank ships an update every 3 months, Extraco eBank every 2 months. The most recent releases landed on October 24, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | FNBTX.bank | Extraco eBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4 ratings)](https://appshunter.io/ios/app/fnbtxbank/id1451080025/reviews)** | [4.4 (1.8K ratings)](https://appshunter.io/ios/app/extraco-ebank/id1491516388/reviews) |
| Number of ratings | 4 | **1.8K** |
| Positive reviews | — | 87.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 130 MB | 33 MB |
| Requires iOS | **14.1** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank of Moody](https://appshunter.io/developer/1451080024) | [Extraco Banks](https://appshunter.io/developer/417482907) |

## What reviewers say

### FNBTX.bank

[App page](https://appshunter.io/ios/app/fnbtxbank/id1451080025)

Access your First National Bank accounts 24/7 with this free mobile app. Manage balances, transfer funds, deposit checks, and control your debit card securely from your device.

**Highlights:** View account balances and activity, Transfer funds between accounts, Deposit checks remotely, Send money with P2P payments, Manage debit card features (on/off, limits, travel), Locate branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### Extraco eBank

[App page](https://appshunter.io/ios/app/extraco-ebank/id1491516388)

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

**Highlights:** Card swap for multiple service providers, Financial management and budgeting tools, Turn debit card on/off, Set travel alerts, Link external accounts

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and functional
- 🔒 Secure with extra protection
- 💡 Helpful scam alerts
- 👍 Friendly and professional customer service

**What reviewers complain about**

- 🐛 Occasional login issues
- 🐛 Difficulty navigating bill pay
- 🐛 Inconsistent user experience after updates
- 🐛 Lack of detailed transaction notes
- 🐛 Trouble depositing checks via mobile

**Reported bugs**

- Frequent log-outs and password resets required
- Mobile deposit feature not working consistently
- Transactions not always displaying correctly

**Requested features**

- Add built-in calculator
- Improve transaction categorization and budgeting
- Provide option for dark mode
- Allow minors to deposit checks
- Enhance transfer history and recurring payments


## Frequently asked questions

### Is FNBTX.bank free?

FNBTX.bank is free to download, with no in-app purchases.

### Is Extraco eBank free?

Extraco eBank is free to download, with no in-app purchases.

### Which has better reviews, FNBTX.bank or Extraco eBank?

FNBTX.bank is rated higher. FNBTX.bank averages 4.8 out of 5 from 4 ratings, while Extraco eBank averages 4.4 from 1.8K ratings.

### Do FNBTX.bank or Extraco eBank have ads?

Neither FNBTX.bank nor Extraco eBank shows ads.

### Which is updated more often, FNBTX.bank or Extraco eBank?

FNBTX.bank ships an update every 3 months, and Extraco eBank every 2 months. Most recently, FNBTX.bank was updated on October 24, 2026 and Extraco eBank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*