# Fio Smartbanking CZ vs KB+

The clearest difference is review sentiment: Fio Smartbanking CZ at 62% against KB+'s 22%. Fio Smartbanking CZ also leads on update cadence (every 11 days vs every 3 weeks) and iOS requirement (15.6 vs 17.0). KB+'s advantage is rating (4.4 vs 4.1) and ratings volume (177 vs 39). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB+ holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 39 and 177 respectively. Written reviews complicate that: 62% of Fio Smartbanking CZ's written reviews are positive against 22% of KB+'s, so the app with the better star average is not the one people write more warmly about.

Fio Smartbanking CZ ships an update every 11 days, KB+ every 3 weeks. The most recent releases landed on September 8, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Fio Smartbanking CZ | KB+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (39 ratings)](https://appshunter.io/ios/app/fio-smartbanking-cz/id1451236597/reviews) | **[4.4 (177 ratings)](https://appshunter.io/ios/app/kb-plus/id1585485232/reviews)** |
| Number of ratings | 39 | **177** |
| Positive reviews | **61.6% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 86 MB | 578 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Fio banka, a.s.](https://appshunter.io/developer/438668384) | [Komercni banka a.s.](https://appshunter.io/developer/447750758) |

## What reviewers say

### Fio Smartbanking CZ

[App page](https://appshunter.io/ios/app/fio-smartbanking-cz/id1451236597)

Manage your bank account on the go with this smart banking app. Check balances, make payments, control card limits, and even apply for loans or start investing. It offers a secure and user-friendly way to handle all your financial needs.

**Highlights:** Account balance checks, Mobile payments, Card limit control, Loan and credit applications, Savings and investment options, QR code payments, Customizable home screen

**Features:** Apple Wallet

**In-app purchases:** none


### KB+

[App page](https://appshunter.io/ios/app/kb-plus/id1585485232)

Manage your finances with a user-friendly app that consolidates banking services. Open accounts, order cards, make payments, and save for the future, all in one place. Customize your account and enjoy multicurrency features for seamless global transactions.

**Highlights:** Multicurrency account, Customizable account number and name, Savings accounts and envelopes, Card ordering and management, Drag and drop payments, Biometric login (Touch ID/Face ID)

**Features:** macOS Compatibility, Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fio Smartbanking CZ free?

Fio Smartbanking CZ is free to download, with no in-app purchases.

### Is KB+ free?

KB+ is free to download, with no in-app purchases.

### Which has better reviews, Fio Smartbanking CZ or KB+?

KB+ is rated higher. Fio Smartbanking CZ averages 4.1 out of 5 from 39 ratings, while KB+ averages 4.4 from 177 ratings.

### Do Fio Smartbanking CZ or KB+ have ads?

Neither Fio Smartbanking CZ nor KB+ shows ads.

### Which is updated more often, Fio Smartbanking CZ or KB+?

Fio Smartbanking CZ ships an update every 11 days, and KB+ every 3 weeks. Most recently, Fio Smartbanking CZ was updated on September 8, 2026 and KB+ on September 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*