# Fio Smartbanking CZ vs TripSpend

The clearest difference is update cadence: TripSpend at every 3 days against Fio Smartbanking CZ's every 11 days. Fio Smartbanking CZ's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fio Smartbanking CZ ships an update every 11 days, TripSpend every 3 days. The most recent releases landed on November 11, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Fio Smartbanking CZ | TripSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (43 ratings)](https://appshunter.io/ios/app/fio-smartbanking-cz/id1451236597/reviews)** | — |
| Number of ratings | **43** | — |
| Positive reviews | 61.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 3 days** |
| Monetization | Free | — |
| Size | 86 MB | 25 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [Fio banka, a.s.](https://appshunter.io/developer/438668384) | [Oldrich Priklenk](https://appshunter.io/developer/1894897354) |

## What reviewers say

### Fio Smartbanking CZ

[App page](https://appshunter.io/ios/app/fio-smartbanking-cz/id1451236597)

Manage your finances with this secure mobile banking app. Perform instant free payments, manage cards, savings, and investments. Open an account online in minutes.

**Highlights:** Instant free payments, Mobile and watch payments, Card management and security, Savings and investments, Online account opening, Secure communication

**Features:** Apple Wallet

**In-app purchases:** none


### TripSpend

[App page](https://appshunter.io/ios/app/tripspend/id6766637889)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fio Smartbanking CZ free?

Fio Smartbanking CZ is free to download, with no in-app purchases.

### Is TripSpend free?

TripSpend is free to download, with no in-app purchases.

### Do Fio Smartbanking CZ or TripSpend have ads?

Neither Fio Smartbanking CZ nor TripSpend shows ads.

### Which is updated more often, Fio Smartbanking CZ or TripSpend?

Fio Smartbanking CZ ships an update every 11 days, and TripSpend every 3 days. Most recently, Fio Smartbanking CZ was updated on November 11, 2026 and TripSpend on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*