# OVAL MMS Staff vs PayHow

The clearest difference is in-app purchases: OVAL MMS Staff at none against PayHow's 3. OVAL MMS Staff also leads on update cadence (every 3 months vs every 8 months) and iOS requirement (13.0 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. PayHow sells 3 one-off in-app purchases. OVAL MMS Staff asks for nothing beyond the download.

OVAL MMS Staff ships an update every 3 months, PayHow every 8 months. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | OVAL MMS Staff | PayHow |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 8 months |
| Monetization | — | Free with in-app purchases |
| Size | 31 MB | 2 MB |
| Requires iOS | **13.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ImGATE, Inc.](https://appshunter.io/developer/1434808258) | [Donggun Lee](https://appshunter.io/developer/1533386925) |

## What reviewers say

### OVAL MMS Staff

[App page](https://appshunter.io/ios/app/oval-mms-staff/id1451898391)

**Features:** macOS Compatibility

**In-app purchases:** none


### PayHow

[App page](https://appshunter.io/ios/app/payhow/id1533386923)

Effortlessly manage group expenses and split bills with clear visual summaries. Track participants for each item and organize expenses by round to simplify settling up with friends.

**Highlights:** Smart group expense splitting, Multi-round expense management, Categorize expenses by round and item, Visual color tags for participation, Full-view image sharing of settlements, Export settlement details in image and text

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy me a candy | $0.99 | one-time |
| Buy me a coffee | $1.99 | one-time |
| Buy me a burger | $3.99 | one-time |


## Frequently asked questions

### Is OVAL MMS Staff free?

OVAL MMS Staff is free to download, with no in-app purchases.

### Is PayHow free?

PayHow is free to download, with in-app purchases available.

### Do OVAL MMS Staff or PayHow have ads?

Neither OVAL MMS Staff nor PayHow shows ads.

### Which is updated more often, OVAL MMS Staff or PayHow?

OVAL MMS Staff ships an update every 3 months, and PayHow every 8 months. Most recently, OVAL MMS Staff was updated on October 26, 2026 and PayHow on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*