# mySWICA vs viRACE

The clearest difference is rating: mySWICA at 4.4 against viRACE's 3.9. mySWICA also leads on ratings volume (181 vs 42). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mySWICA holds the better App Store score, 4.4 against 3.9. Both are backed by a comparable volume of ratings — 181 and 42 respectively. Written reviews complicate that: 25% of mySWICA's written reviews are positive against 28% of viRACE's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on October 15, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | mySWICA | viRACE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (181 ratings)](https://appshunter.io/ios/app/myswica/id1451930779/reviews)** | [3.9 (42 ratings)](https://appshunter.io/ios/app/virace/id1505187706/reviews) |
| Number of ratings | **181** | 42 |
| Positive reviews | 25.0% of reviews | **28.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | Every 4 weeks |
| Monetization | Free | Free |
| Size | 49 MB | 102 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [SWICA Krankenversicherung AG](https://appshunter.io/developer/1121240427) | [Quevita AG](https://appshunter.io/developer/355484647) |

## What reviewers say

### mySWICA

[App page](https://appshunter.io/ios/app/myswica/id1451930779)

This app provides a digital customer portal for managing insurance. Users can access documents, view benefits, and contact their provider easily from anywhere. It offers secure login and a virtual insurance card for convenient access.

**Highlights:** Secure login with biometrics, Organized dashboard, Virtual insurance card, Invoice scanning and upload, Notification function for quick contact, Access to personal data and documents

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### viRACE

[App page](https://appshunter.io/ios/app/virace/id1505187706)

Engage in virtual races and challenges with a global community. Receive live audio updates on your progress and that of your friends, with options for predefined or self-selected routes. Compete against personal bests and enjoy prize raffles.

**Highlights:** Virtual races and challenges, Live audio updates via headphones, Friend tracking and comparison, Personal best time comparison, Prize raffles, Smartwatch integration (Garmin, Polar, etc.)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mySWICA free?

mySWICA is free to download, with no in-app purchases.

### Is viRACE free?

viRACE is free to download, with no in-app purchases.

### Which has better reviews, mySWICA or viRACE?

mySWICA is rated higher. mySWICA averages 4.4 out of 5 from 181 ratings, while viRACE averages 3.9 from 42 ratings.

### Do mySWICA or viRACE have ads?

Neither mySWICA nor viRACE shows ads.

### Which is updated more often, mySWICA or viRACE?

mySWICA ships an update every 4 weeks, and viRACE every 4 weeks. Most recently, mySWICA was updated on October 15, 2026 and viRACE on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*