# mySWICA vs Declic

The clearest difference is in-app purchases: mySWICA at none against Declic's 1. Declic's advantage is update cadence (every 3 days vs every 4 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Declic sells 1 in-app purchase, starting at $1.99 per month. mySWICA asks for nothing beyond the download.

mySWICA ships an update every 4 weeks, Declic every 3 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | mySWICA | Declic |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (188 ratings)](https://appshunter.io/ios/app/myswica/id1451930779/reviews)** | — |
| Number of ratings | **188** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 days** |
| Monetization | Free | — |
| Size | 49 MB | 170 MB |
| Requires iOS | **16.0** | 17.6 |
| Devices | iPhone | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [SWICA Krankenversicherung AG](https://appshunter.io/developer/1121240427) | [Ryan incorvaia](https://appshunter.io/developer/1888733874) |

## What reviewers say

### mySWICA

[App page](https://appshunter.io/ios/app/myswica/id1451930779)

This app provides a digital customer portal for managing insurance. Users can access documents, view benefits, and contact their provider easily from anywhere. It offers secure login and a virtual insurance card for convenient access.

**Highlights:** Secure login with biometrics, Organized dashboard, Virtual insurance card, Invoice scanning and upload, Notification function for quick contact, Access to personal data and documents

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Declic

[App page](https://appshunter.io/ios/app/declic-arrete-de-jouer/id6802540340)

**Features:** macOS Compatibility, Safari Extension, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Soutien mensuel | $1.99 | per month |


## Frequently asked questions

### Is mySWICA free?

mySWICA is free to download, with no in-app purchases.

### Is Declic free?

Declic is free to download, with in-app purchases available.

### Do mySWICA or Declic have ads?

Neither mySWICA nor Declic shows ads.

### Which is updated more often, mySWICA or Declic?

mySWICA ships an update every 4 weeks, and Declic every 3 days. Most recently, mySWICA was updated on November 2, 2026 and Declic on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*