# BOC  SmartPay vs ComBank QPlus Merchant

The clearest difference is update cadence: BOC  SmartPay at every 3 months against ComBank QPlus Merchant's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOC  SmartPay ships an update every 3 months, ComBank QPlus Merchant every 8 months. The most recent releases landed on October 21, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | BOC  SmartPay | ComBank QPlus Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews)** | — |
| Number of ratings | **20** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 8 months |
| Monetization | Free | — |
| Size | 46 MB | 108 MB |
| Requires iOS | 16.6 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) | [Commercial Bank of Ceylon PLC](https://appshunter.io/developer/1343626219) |

## What reviewers say

### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ComBank QPlus Merchant

[App page](https://appshunter.io/ios/app/combank-qplus-merchant/id1469360799)

**In-app purchases:** none


## Frequently asked questions

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Is ComBank QPlus Merchant free?

ComBank QPlus Merchant is free to download, with no in-app purchases.

### Do BOC  SmartPay or ComBank QPlus Merchant have ads?

Neither BOC  SmartPay nor ComBank QPlus Merchant shows ads.

### Which is updated more often, BOC  SmartPay or ComBank QPlus Merchant?

BOC  SmartPay ships an update every 3 months, and ComBank QPlus Merchant every 8 months. Most recently, BOC  SmartPay was updated on October 21, 2026 and ComBank QPlus Merchant on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*