# BOC  SmartPay vs ComBank Q Plus Payment App

The clearest difference is review sentiment: BOC  SmartPay at 67% against ComBank Q Plus Payment App's 25%. BOC  SmartPay also leads on rating (3.5 vs 3.0) and ratings volume (20 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOC  SmartPay holds the better App Store score, 3.5 against 3.0. That said, the two scores are not equally well evidenced: BOC  SmartPay has 20 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 67% of BOC  SmartPay's written reviews are positive against 25% of ComBank Q Plus Payment App's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on August 17, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | BOC  SmartPay | ComBank Q Plus Payment App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/combank-q-plus-payment-app/id1470193867/reviews) |
| Number of ratings | **20** | 4 |
| Positive reviews | **66.7% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 46 MB | 72 MB |
| Requires iOS | 16.6 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) | [Commercial Bank of Ceylon PLC](https://appshunter.io/developer/1343626219) |

## What reviewers say

### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ComBank Q Plus Payment App

[App page](https://appshunter.io/ios/app/combank-q-plus-payment-app/id1470193867)

This app enables QR code-based payments globally, supporting Visa and MasterCard. Users can register up to five of their eligible cards to make fast and secure transactions by scanning a QR code, entering the amount, and their PIN. It also allows for transaction history inquiries and dispute resolution.

**Highlights:** QR code payments, Global payment support, Visa and MasterCard compatible, Card registration (up to 5), Transaction history, Dispute resolution

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Is ComBank Q Plus Payment App free?

ComBank Q Plus Payment App is free to download, with no in-app purchases.

### Which has better reviews, BOC  SmartPay or ComBank Q Plus Payment App?

BOC  SmartPay is rated higher. BOC  SmartPay averages 3.5 out of 5 from 20 ratings, while ComBank Q Plus Payment App averages 3.0 from 4 ratings.

### Do BOC  SmartPay or ComBank Q Plus Payment App have ads?

Neither BOC  SmartPay nor ComBank Q Plus Payment App shows ads.

### Which is updated more often, BOC  SmartPay or ComBank Q Plus Payment App?

BOC  SmartPay ships an update every 3 months, and ComBank Q Plus Payment App every 3 months. Most recently, BOC  SmartPay was updated on August 17, 2026 and ComBank Q Plus Payment App on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*