# BOC  SmartPay vs ComBank ePassbook

The clearest difference is review sentiment: BOC  SmartPay at 67% against ComBank ePassbook's 0%. ComBank ePassbook's advantage is rating (3.8 vs 3.5) and iOS requirement (13.0 vs 16.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ComBank ePassbook holds the better App Store score, 3.8 against 3.5. Both are backed by a comparable volume of ratings — 20 and 9 respectively. Written reviews complicate that: 67% of BOC  SmartPay's written reviews are positive against 0% of ComBank ePassbook's, so the app with the better star average is not the one people write more warmly about.

BOC  SmartPay ships an update every 3 months, ComBank ePassbook every 5 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | BOC  SmartPay | ComBank ePassbook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews) | **[3.8 (9 ratings)](https://appshunter.io/ios/app/combank-epassbook/id1500219668/reviews)** |
| Number of ratings | **20** | 9 |
| Positive reviews | **66.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 46 MB | 50 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BANK OF CEYLON](https://appshunter.io/developer/1322257298) | [Commercial Bank of Ceylon PLC](https://appshunter.io/developer/1343626219) |

## What reviewers say

### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ComBank ePassbook

[App page](https://appshunter.io/ios/app/combank-epassbook/id1500219668)

Access your bank account transactions and balances in real-time on your Apple device. View up to 30 days of history, manage multiple accounts with custom labels, and choose to use a password for added security.

**Highlights:** Real-time account balance viewing, Online transaction history (last 30 days), Multiple account management, Customizable account labels, Optional login password, Accessible on iPhone and iPad

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Is ComBank ePassbook free?

ComBank ePassbook is free to download, with no in-app purchases.

### Which has better reviews, BOC  SmartPay or ComBank ePassbook?

ComBank ePassbook is rated higher. BOC  SmartPay averages 3.5 out of 5 from 20 ratings, while ComBank ePassbook averages 3.8 from 9 ratings.

### Do BOC  SmartPay or ComBank ePassbook have ads?

Neither BOC  SmartPay nor ComBank ePassbook shows ads.

### Which is updated more often, BOC  SmartPay or ComBank ePassbook?

BOC  SmartPay ships an update every 3 months, and ComBank ePassbook every 5 months. Most recently, BOC  SmartPay was updated on November 2, 2026 and ComBank ePassbook on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*