# BOC  SmartPay vs SeylanPay

The clearest difference is rating: SeylanPay at 5.0 against BOC  SmartPay's 3.5. SeylanPay also leads on iOS requirement (12.0 vs 16.6). BOC  SmartPay's advantage is ratings volume (20 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SeylanPay holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: BOC  SmartPay has 20 ratings behind it against 1, so its average is the more settled of the two.

BOC  SmartPay ships an update every 3 months, SeylanPay every 2 months. The most recent releases landed on August 17, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | BOC  SmartPay | SeylanPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/seylanpay/id1514907687/reviews)** |
| Number of ratings | **20** | 1 |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 46 MB | 90 MB |
| Requires iOS | 16.6 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) | [Seylan Bank PLC](https://appshunter.io/developer/1061045337) |

## What reviewers say

### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SeylanPay

[App page](https://appshunter.io/ios/app/seylanpay/id1514907687)

This mobile payment solution simplifies daily transactions by enabling secure and hassle-free payments via QR codes and registered cards/accounts. Easily manage linked payment methods, view transaction history, and raise disputes.

**Highlights:** QR code payments (VISA, MasterCard, LANKAQR), Register Seylan Bank cards (Debit, Credit), Register Seylan Bank accounts (Current, Savings), View transaction history, Raise transaction disputes, Secure payment process with OTP

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Is SeylanPay free?

SeylanPay is free to download, with no in-app purchases.

### Which has better reviews, BOC  SmartPay or SeylanPay?

SeylanPay is rated higher. BOC  SmartPay averages 3.5 out of 5 from 20 ratings, while SeylanPay averages 5.0 from 1 ratings.

### Do BOC  SmartPay or SeylanPay have ads?

Neither BOC  SmartPay nor SeylanPay shows ads.

### Which is updated more often, BOC  SmartPay or SeylanPay?

BOC  SmartPay ships an update every 3 months, and SeylanPay every 2 months. Most recently, BOC  SmartPay was updated on August 17, 2026 and SeylanPay on September 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*