# BOC  SmartPay vs CBC Digital

BOC  SmartPay and CBC Digital both sit at 3.5 stars, but that hides the real split: 67% of BOC  SmartPay's written reviews are positive against 0% of CBC Digital's. BOC  SmartPay also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.5 for BOC  SmartPay against 3.5 for CBC Digital. That said, the two scores are not equally well evidenced: BOC  SmartPay has 20 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 67% of BOC  SmartPay's written reviews are positive against 0% of CBC Digital's.

BOC  SmartPay ships an update every 3 months, CBC Digital every 2 months. The most recent releases landed on August 17, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | BOC  SmartPay | CBC Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews) | [3.5 (4 ratings)](https://appshunter.io/ios/app/cbc-digital/id1612053870/reviews) |
| Number of ratings | **20** | 4 |
| Positive reviews | **66.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | **Free** | Ad-supported |
| Size | 46 MB | 89 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) | [Commercial Bank of Ceylon PLC](https://appshunter.io/developer/1343626219) |

## What reviewers say

### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CBC Digital

[App page](https://appshunter.io/ios/app/cbc-digital/id1612053870)

Manage your finances with a secure and user-friendly banking application. Quickly open accounts, track spending, set savings goals, and receive real-time notifications for all account activity. Locate service points and stay updated on the latest offers.

**Highlights:** Secure login with fingerprint option, View and report lost/stolen cards, Instant account opening, Financial goal setting with 'Spaces', Real-time account activity notifications, Bill payments and fund management, Locate service points and ATMs

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Is CBC Digital free?

CBC Digital is free to download, with no in-app purchases.

### Which has better reviews, BOC  SmartPay or CBC Digital?

BOC  SmartPay and CBC Digital are both rated 3.5 out of 5 on the App Store, from 20 and 4 ratings respectively.

### Do BOC  SmartPay or CBC Digital have ads?

CBC Digital shows ads; BOC  SmartPay does not.

### Which is updated more often, BOC  SmartPay or CBC Digital?

BOC  SmartPay ships an update every 3 months, and CBC Digital every 2 months. Most recently, BOC  SmartPay was updated on August 17, 2026 and CBC Digital on September 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*