# BOC  SmartPay vs Dialog Pay Business

BOC  SmartPay and Dialog Pay Business are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOC  SmartPay ships an update every 3 months, Dialog Pay Business every 6 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | BOC  SmartPay | Dialog Pay Business |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews)** | — |
| Number of ratings | **20** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 6 months |
| Monetization | Free | — |
| Size | 46 MB | 112 MB |
| Requires iOS | 16.6 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BANK OF CEYLON](https://appshunter.io/developer/1322257298) | [Dialog Axiata PLC](https://appshunter.io/developer/723888291) |

## What reviewers say

### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Dialog Pay Business

[App page](https://appshunter.io/ios/app/dialog-pay-business/id1613659355)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Is Dialog Pay Business free?

Dialog Pay Business is free to download, with no in-app purchases.

### Do BOC  SmartPay or Dialog Pay Business have ads?

Neither BOC  SmartPay nor Dialog Pay Business shows ads.

### Which is updated more often, BOC  SmartPay or Dialog Pay Business?

BOC  SmartPay ships an update every 3 months, and Dialog Pay Business every 6 months. Most recently, BOC  SmartPay was updated on November 2, 2026 and Dialog Pay Business on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*