# BOC  SmartPay vs Centrix

The clearest difference is update cadence: Centrix at monthly against BOC  SmartPay's every 3 months. Centrix also leads on iOS requirement (12.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOC  SmartPay ships an update every 3 months, Centrix monthly. The most recent releases landed on October 21, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | BOC  SmartPay | Centrix |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews)** | — |
| Number of ratings | **20** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | — |
| Size | 46 MB | 69 MB |
| Requires iOS | 16.6 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) | [Central Finance Company PLC](https://appshunter.io/developer/1363049422) |

## What reviewers say

### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Centrix

[App page](https://appshunter.io/ios/app/centrix-sri-lanka/id1639366930)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Is Centrix free?

Centrix is free to download, with no in-app purchases.

### Do BOC  SmartPay or Centrix have ads?

Neither BOC  SmartPay nor Centrix shows ads.

### Which is updated more often, BOC  SmartPay or Centrix?

BOC  SmartPay ships an update every 3 months, and Centrix monthly. Most recently, BOC  SmartPay was updated on October 21, 2026 and Centrix on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*