# BOC  SmartPay vs Fan Budget

The clearest difference is in-app purchases: BOC  SmartPay at none against Fan Budget's 8. Fan Budget's advantage is update cadence (fortnightly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Fan Budget sells 8 in-app purchases, starting at $4.99 per month. BOC  SmartPay asks for nothing beyond the download.

BOC  SmartPay ships an update every 3 months, Fan Budget fortnightly. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BOC  SmartPay | Fan Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews)** | — |
| Number of ratings | **20** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 46 MB | 76 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) | [Mindada.lk Matrimony Service (pvt) Ltd](https://appshunter.io/developer/1644347759) |

## What reviewers say

### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Fan Budget

[App page](https://appshunter.io/ios/app/fan-budget/id1661739863)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fanbudget Monthly Silver | $4.99 | per month |
| FanBudget Monthly | $4.99 | per month |
| Fanbudget Monthly Gold | $6.69 | per month |
| Fanbudget Monthly Platinum | $9.95 | per month |
| Fanbudget Yearly Silver | $53.00 | per year |
| FanBudget Yearly | $59.99 | per year |
| Fanbudget Yearly Gold | $69.90 | per year |
| Fanbudget Yearly Platinum | $105.99 | per year |


## Frequently asked questions

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Is Fan Budget free?

Fan Budget is free to download, with in-app purchases available.

### Do BOC  SmartPay or Fan Budget have ads?

Neither BOC  SmartPay nor Fan Budget shows ads.

### Which is updated more often, BOC  SmartPay or Fan Budget?

BOC  SmartPay ships an update every 3 months, and Fan Budget fortnightly. Most recently, BOC  SmartPay was updated on October 21, 2026 and Fan Budget on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*