# LOBSTR Vault vs Phi

The clearest difference is review sentiment: Phi at 100% against LOBSTR Vault's 43%. Phi also leads on update cadence (fortnightly vs every 2 months) and rating (5.0 vs 4.7). LOBSTR Vault's advantage is ratings volume (1.3K vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Phi holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: LOBSTR Vault has 1.3K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 43% of LOBSTR Vault's written reviews are positive against 100% of Phi's.

LOBSTR Vault ships an update every 2 months, Phi fortnightly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | LOBSTR Vault | Phi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.3K ratings)](https://appshunter.io/ios/app/lobstr-vault/id1452248529/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/phi-gold-wallet/id1630948687/reviews)** |
| Number of ratings | **1.3K** | 6 |
| Positive reviews | 43.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 30 MB | 99 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [ULTRA STELLAR, LLC](https://appshunter.io/developer/1404357891) | [Phi Wallet](https://appshunter.io/developer/1630948689) |

## What reviewers say

### LOBSTR Vault

[App page](https://appshunter.io/ios/app/lobstr-vault/id1452248529)

Enhance your digital asset security with a user-friendly multisignature solution for the Stellar network. This app allows you to create a secure, locally stored signer account on your mobile device to approve or reject pending transactions, protecting your crypto from single points of failure.

**Highlights:** Multisignature security for Stellar accounts, Locally stored, encrypted signer accounts, On-device transaction confirmation, Customizable multisig configurations, Integration with various Stellar wallets and exchanges, Optional Vault Signer Card for enhanced security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Secure
- 🚀 Great security
- 👍 Easy to use
- 👍 User friendly
- 🔒 Premier security

**What reviewers complain about**

- 🐛 Complicated and hard to figure out
- 🐛 Doesn't work properly
- 🐛 Locked out of account
- 🐛 Transactions not working
- 🐛 Poor customer support

**Reported bugs**

- Vault not connecting to wallet
- Transactions not being recognized
- Inability to disable or remove Vault

**Requested features**

- Ability to add custom keys
- Improved multi-signature functionality


### Phi

[App page](https://appshunter.io/ios/app/phi-gold-wallet/id1630948687)

Save and invest in physical gold securely with this app. Buy, sell, and store certified 24K gold with instant access and no minimum purchase requirements. Protect your savings from inflation and have your gold shipped to your doorstep.

**Highlights:** Buy and sell physical gold, Secure blockchain-based wallet, 24K, 999.9 purity LBMA certified gold, No minimum purchase required, Instant access to gold, Gold shipping to your doorstep

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LOBSTR Vault free?

LOBSTR Vault is free to download, with no in-app purchases.

### Is Phi free?

Phi is free to download, with no in-app purchases.

### Which has better reviews, LOBSTR Vault or Phi?

Phi is rated higher. LOBSTR Vault averages 4.7 out of 5 from 1.3K ratings, while Phi averages 5.0 from 6 ratings.

### Do LOBSTR Vault or Phi have ads?

Neither LOBSTR Vault nor Phi shows ads.

### Which is updated more often, LOBSTR Vault or Phi?

LOBSTR Vault ships an update every 2 months, and Phi fortnightly. Most recently, LOBSTR Vault was updated on November 2, 2026 and Phi on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*