# LOBSTR Vault vs IVPAY

The clearest difference is iOS requirement: IVPAY at 12.0 against LOBSTR Vault's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LOBSTR Vault ships an update every 2 months, IVPAY every 5 weeks. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | LOBSTR Vault | IVPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.3K ratings)](https://appshunter.io/ios/app/lobstr-vault/id1452248529/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 43.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | — |
| Size | 30 MB | 36 MB |
| Requires iOS | 16.4 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ULTRA STELLAR, LLC](https://appshunter.io/developer/1404357891) | [IVENDPAY PORTAL](https://appshunter.io/developer/1644875366) |

## What reviewers say

### LOBSTR Vault

[App page](https://appshunter.io/ios/app/lobstr-vault/id1452248529)

Enhance your digital asset security with a user-friendly multisignature solution for the Stellar network. This app allows you to create a secure, locally stored signer account on your mobile device to approve or reject pending transactions, protecting your crypto from single points of failure.

**Highlights:** Multisignature security for Stellar accounts, Locally stored, encrypted signer accounts, On-device transaction confirmation, Customizable multisig configurations, Integration with various Stellar wallets and exchanges, Optional Vault Signer Card for enhanced security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Secure
- 🚀 Great security
- 👍 Easy to use
- 👍 User friendly
- 🔒 Premier security

**What reviewers complain about**

- 🐛 Complicated and hard to figure out
- 🐛 Doesn't work properly
- 🐛 Locked out of account
- 🐛 Transactions not working
- 🐛 Poor customer support

**Reported bugs**

- Vault not connecting to wallet
- Transactions not being recognized
- Inability to disable or remove Vault

**Requested features**

- Ability to add custom keys
- Improved multi-signature functionality


### IVPAY

[App page](https://appshunter.io/ios/app/ivpay/id1644875364)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LOBSTR Vault free?

LOBSTR Vault is free to download, with no in-app purchases.

### Is IVPAY free?

IVPAY is free to download, with no in-app purchases.

### Do LOBSTR Vault or IVPAY have ads?

Neither LOBSTR Vault nor IVPAY shows ads.

### Which is updated more often, LOBSTR Vault or IVPAY?

LOBSTR Vault ships an update every 2 months, and IVPAY every 5 weeks. Most recently, LOBSTR Vault was updated on October 21, 2026 and IVPAY on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*