# MCTCU vs MyKCCU

The clearest difference is monetization model: MyKCCU at free against MCTCU's free with in-app purchases. MyKCCU also leads on review sentiment (100% vs 87%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for MCTCU against 4.9 for MyKCCU. Both are backed by a comparable volume of ratings — 2.7K and 1K respectively. Written reviews are what separate them: 87% of MCTCU's written reviews are positive against 100% of MyKCCU's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on September 22, 2026.

## The numbers

| Metric | MCTCU | MyKCCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (2.7K ratings)](https://appshunter.io/ios/app/mctcu/id1452356913/reviews) | [4.9 (1K ratings)](https://appshunter.io/ios/app/mykccu/id1494222881/reviews) |
| Number of ratings | **2.7K** | 1K |
| Positive reviews | 87.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 178 MB | 178 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [MCT Credit Union](https://appshunter.io/developer/785448393) | [Kimberly Clark Credit Union](https://appshunter.io/developer/620856478) |

## What reviewers say

### MCTCU

[App page](https://appshunter.io/ios/app/mctcu/id1452356913)

Consolidate all your financial accounts, even from other institutions, into one convenient view. Manage transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy fund transfers
- 👍 User-friendly app
- 👍 Excellent customer service
- 👍 Convenient for remote banking
- 👍 Easy check depositing

**What reviewers complain about**

- 🔒 Missing debit card lock option

**Reported bugs**

- Payment system issues

**Requested features**

- Password change frequency reduction


### MyKCCU

[App page](https://appshunter.io/ios/app/mykccu/id1494222881)

Consolidate all your financial accounts from various institutions into one convenient app. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Securely access your finances with passcode or biometric authentication.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MCTCU free?

MCTCU is free to download, with no in-app purchases.

### Is MyKCCU free?

MyKCCU is free to download, with no in-app purchases.

### Which has better reviews, MCTCU or MyKCCU?

MCTCU and MyKCCU are both rated 4.9 out of 5 on the App Store, from 2.7K and 1K ratings respectively.

### Do MCTCU or MyKCCU have ads?

Neither MCTCU nor MyKCCU shows ads.

### Which is updated more often, MCTCU or MyKCCU?

MCTCU ships an update monthly, and MyKCCU monthly. Most recently, MCTCU was updated on September 22, 2026 and MyKCCU on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*