# MasterRemit vs TopRate Transfer

The clearest difference is review sentiment: MasterRemit at 53% against TopRate Transfer's 0%. MasterRemit also leads on ratings volume (18 vs 1). TopRate Transfer's advantage is rating (5.0 vs 4.4) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TopRate Transfer holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: MasterRemit has 18 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 53% of MasterRemit's written reviews are positive against 0% of TopRate Transfer's, so the app with the better star average is not the one people write more warmly about.

MasterRemit ships an update monthly, TopRate Transfer every 2 weeks. The most recent releases landed on September 24, 2026 and June 25, 2026 respectively.

## The numbers

| Metric | MasterRemit | TopRate Transfer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (18 ratings)](https://appshunter.io/ios/app/masterremit/id1452453110/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/toprate-transfer/id6476551064/reviews)** |
| Number of ratings | **18** | 1 |
| Positive reviews | **53.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 101 MB | 115 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [MasterRemit PTY. LTD.](https://appshunter.io/developer/1452453109) | [Top Rate Transfer Pty Ltd](https://appshunter.io/developer/1529463798) |

## What reviewers say

### MasterRemit

[App page](https://appshunter.io/ios/app/masterremit/id1452453110)

Easily send money from Australia and New Zealand to various destinations. Enjoy fast, secure, and low-cost transfers directly to mobile wallets, bank accounts, or for cash pickup. Experience great exchange rates and reliable service.

**Highlights:** Real-time money transfer processing, Direct deposit to mobile wallet, bank account, or cash pickup, Competitive exchange rates and low fees, Bank-level security for fund protection, Easy and convenient money remittance

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### TopRate Transfer

[App page](https://appshunter.io/ios/app/toprate-transfer/id6476551064)

Send money internationally with competitive exchange rates and no hidden fees. Track transfers in real-time, earn cashback rewards on every transaction, and get notified when your target exchange rate is met. Secure and fast transfers to multiple countries.

**Highlights:** Best exchange rates, Cashback rewards, Rate alerts, Live transfer tracking, Refer & earn program, Fast & secure transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MasterRemit free?

MasterRemit is free to download, with no in-app purchases.

### Is TopRate Transfer free?

TopRate Transfer is free to download, with no in-app purchases.

### Which has better reviews, MasterRemit or TopRate Transfer?

TopRate Transfer is rated higher. MasterRemit averages 4.4 out of 5 from 18 ratings, while TopRate Transfer averages 5.0 from 1 ratings.

### Do MasterRemit or TopRate Transfer have ads?

Neither MasterRemit nor TopRate Transfer shows ads.

### Which is updated more often, MasterRemit or TopRate Transfer?

MasterRemit ships an update monthly, and TopRate Transfer every 2 weeks. Most recently, MasterRemit was updated on September 24, 2026 and TopRate Transfer on June 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*