# CFTPay vs Forgenta

The clearest difference is review sentiment: Forgenta at 100% against CFTPay's 10%. Forgenta also leads on rating (5.0 vs 2.3) and update cadence (weekly vs every 6 weeks). CFTPay's advantage is in-app purchases (none vs 2) and ratings volume (32 vs 5). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Forgenta sells 2 in-app purchases, starting at $9.99 per month. CFTPay asks for nothing beyond the download.

Forgenta holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: CFTPay has 32 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 10% of CFTPay's written reviews are positive against 100% of Forgenta's.

CFTPay ships an update every 6 weeks, Forgenta weekly. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | CFTPay | Forgenta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (32 ratings)](https://appshunter.io/ios/app/cftpay/id1452761792/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/forgenta-budget-planner/id6762540239/reviews)** |
| Number of ratings | **32** | 5 |
| Positive reviews | 10.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 33 MB | 105 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Finxera Inc.](https://appshunter.io/developer/1452761791) | [TRE Forged LLC](https://appshunter.io/developer/1894595486) |

## What reviewers say

### CFTPay

[App page](https://appshunter.io/ios/app/cftpay/id1452761792)

Manage your special purpose account for debt settlement with ease. Check balances, monitor transactions, view statements, and contact support directly from your mobile device.

**Highlights:** View account balance, Monitor transactions, Check deposit dates, Download account statements, Review profile information, Contact customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Forgenta

[App page](https://appshunter.io/ios/app/forgenta-budget-planner/id6762540239)

This finance app helps you control cash flow, eliminate debt, and build wealth habits. It offers smart budgeting, debt payoff strategies, and cash flow management. Premium features include secure bank syncing for automatic updates.

**Highlights:** Smart budgeting system, Debt payoff engine (Avalanche + Snowball), Cash flow control, Account sync (Premium), Privacy-first design, Manual tracking (Free)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Forgenta Premium | $9.99 | per month |
| Forgenta Premium | $89.99 | per year |


## Frequently asked questions

### Is CFTPay free?

CFTPay is free to download, with no in-app purchases.

### Is Forgenta free?

Forgenta is free to download, with in-app purchases available.

### Which has better reviews, CFTPay or Forgenta?

Forgenta is rated higher. CFTPay averages 2.3 out of 5 from 32 ratings, while Forgenta averages 5.0 from 5 ratings.

### Do CFTPay or Forgenta have ads?

Neither CFTPay nor Forgenta shows ads.

### Which is updated more often, CFTPay or Forgenta?

CFTPay ships an update every 6 weeks, and Forgenta weekly. Most recently, CFTPay was updated on November 2, 2026 and Forgenta on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*