# Chqbook vs RazorpayX

The clearest difference is rating: Chqbook at 5.0 against RazorpayX's 3.7. RazorpayX's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chqbook holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Chqbook ships an update every 6 weeks, RazorpayX monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Chqbook | RazorpayX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/chqbook/id1453655020/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/razorpayx/id1542911810/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | — | 9.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 66 MB | 31 MB |
| Requires iOS | **11.2** | 12.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nineroot Technologies Private Limited](https://appshunter.io/developer/1328251682) | [Razorpay Software Pvt. Ltd.](https://appshunter.io/developer/1094717258) |

## What reviewers say

### Chqbook

[App page](https://appshunter.io/ios/app/chqbook/id1453655020)

This app offers a comprehensive financial control center for small business owners in India. It integrates banking, lending, digital khata management, insurance, and rewards, all within a secure and user-friendly platform.

**Highlights:** Digital Khata for customer and supplier management, Instant fund transfers and easy account statements, Apply for personal and business loans, Members-only insurance plans, Free credit reports and financial fitness tests, Zero joining fees on credit cards, Earn and redeem rewards

**Features:** macOS Compatibility

**In-app purchases:** none


### RazorpayX

[App page](https://appshunter.io/ios/app/razorpayx/id1542911810)

This business banking platform simplifies financial management for companies. It automates payments, payroll, and tax processes, offering seamless integrations and collaborative tools for finance teams.

**Highlights:** Automated vendor and salary payments, Automated tax payments and challan generation, Payroll calculation and compliance, Integrations with Tally, Zoho, QuickBooks, User roles and approval workflows, Financial reporting and insights

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Chqbook free?

Chqbook is free to download, with no in-app purchases.

### Is RazorpayX free?

RazorpayX is free to download, with no in-app purchases.

### Which has better reviews, Chqbook or RazorpayX?

Chqbook is rated higher. Chqbook averages 5.0 out of 5 from 1 ratings, while RazorpayX averages 3.7 from 3 ratings.

### Do Chqbook or RazorpayX have ads?

Chqbook shows ads; RazorpayX does not.

### Which is updated more often, Chqbook or RazorpayX?

Chqbook ships an update every 6 weeks, and RazorpayX monthly. Most recently, Chqbook was updated on November 2, 2026 and RazorpayX on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*