# Digit Insurance vs My LIC

The clearest difference is rating: My LIC at 4.7 against Digit Insurance's 4.1. Digit Insurance's advantage is update cadence (every 9 days vs every 3 weeks) and review sentiment (30% vs 20%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My LIC holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 106 and 190 respectively. Written reviews complicate that: 30% of Digit Insurance's written reviews are positive against 20% of My LIC's, so the app with the better star average is not the one people write more warmly about.

Digit Insurance ships an update every 9 days, My LIC every 3 weeks. The most recent releases landed on November 10, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Digit Insurance | My LIC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (106 ratings)](https://appshunter.io/ios/app/digit-insurance/id1453841964/reviews) | **[4.7 (190 ratings)](https://appshunter.io/ios/app/my-lic/id6740513802/reviews)** |
| Number of ratings | 106 | **190** |
| Positive reviews | **29.6% of reviews** | 20.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 155 MB | 40 MB |
| Requires iOS | **15** | 17 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Go Digit Solutions Private Limited](https://appshunter.io/developer/6805433023) | [Life Insurance Corporation of India](https://appshunter.io/developer/1265071093) |

## What reviewers say

### Digit Insurance

[App page](https://appshunter.io/ios/app/digit-insurance/id1453841964)

Manage all your insurance needs digitally, from buying and renewing policies to filing claims. Enjoy a paperless experience with instant quotes, quick policy issuance, and 24/7 customer support for motor, health, travel, and life insurance.

**Highlights:** Instant premium checks and quotes, Quick policy purchase and renewal, Paperless insurance management, 24/7 customer support, Fast and easy claims processing, Smartphone-enabled self-inspection for claims

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### My LIC

[App page](https://appshunter.io/ios/app/my-lic/id6740513802)

Manage your insurance policies and update personal details with this official app. It offers a convenient way to handle policy services and premium payments, acting as a central hub for policyholders.

**Highlights:** Manage insurance policies, Update personal details, Pay premiums, One-stop solution for policy services, Official app from LIC of India

**In-app purchases:** none


## Frequently asked questions

### Is Digit Insurance free?

Digit Insurance is free to download, with no in-app purchases.

### Is My LIC free?

My LIC is free to download, with no in-app purchases.

### Which has better reviews, Digit Insurance or My LIC?

My LIC is rated higher. Digit Insurance averages 4.1 out of 5 from 106 ratings, while My LIC averages 4.7 from 190 ratings.

### Do Digit Insurance or My LIC have ads?

Neither Digit Insurance nor My LIC shows ads.

### Which is updated more often, Digit Insurance or My LIC?

Digit Insurance ships an update every 9 days, and My LIC every 3 weeks. Most recently, Digit Insurance was updated on November 10, 2026 and My LIC on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*