# Spitamen Pay vs Tawhid Pay

The clearest difference is rating: Tawhid Pay at 5.0 against Spitamen Pay's 3.7. Spitamen Pay's advantage is update cadence (every 5 weeks vs every 3 months) and ratings volume (12 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tawhid Pay holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Spitamen Pay has 12 ratings behind it against 1, so its average is the more settled of the two.

Spitamen Pay ships an update every 5 weeks, Tawhid Pay every 3 months. The most recent releases landed on October 17, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Spitamen Pay | Tawhid Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (12 ratings)](https://appshunter.io/ios/app/spitamen-pay/id1454198081/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tawhid-pay/id1546481237/reviews)** |
| Number of ratings | **12** | 1 |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 72 MB | 24 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Spitamen Bank](https://appshunter.io/developer/1071384633) | [Tawhid Bank](https://appshunter.io/developer/1546481239) |

## What reviewers say

### Spitamen Pay

[App page](https://appshunter.io/ios/app/spitamen-pay/id1454198081)

Manage your finances, make secure payments, and use a digital wallet on the go. Link bank cards, pay bills, and transfer funds instantly. Offers top-level security features and convenient access to financial information.

**Highlights:** Financial management and transaction history, Link Visa and Mastercard, Bill payments and mobile top-ups, Instant P2P transfers, Digital wallet with QR code payments, Secure login options (PIN, fingerprint, Face ID), Currency exchange rates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Tawhid Pay

[App page](https://appshunter.io/ios/app/tawhid-pay/id1546481237)

This finance app allows users to easily pay for mobile and internet services, television, and utilities. It also facilitates card-to-card transfers and provides account transaction information directly from a mobile phone, anytime and anywhere.

**Highlights:** Mobile service payments, Internet service payments, Television bill payments, Utility bill payments, Card-to-card transfers, Account transaction information

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spitamen Pay free?

Spitamen Pay is free to download, with no in-app purchases.

### Is Tawhid Pay free?

Tawhid Pay is free to download, with no in-app purchases.

### Which has better reviews, Spitamen Pay or Tawhid Pay?

Tawhid Pay is rated higher. Spitamen Pay averages 3.7 out of 5 from 12 ratings, while Tawhid Pay averages 5.0 from 1 ratings.

### Do Spitamen Pay or Tawhid Pay have ads?

Neither Spitamen Pay nor Tawhid Pay shows ads.

### Which is updated more often, Spitamen Pay or Tawhid Pay?

Spitamen Pay ships an update every 5 weeks, and Tawhid Pay every 3 months. Most recently, Spitamen Pay was updated on October 17, 2026 and Tawhid Pay on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*