# Spitamen Pay vs IMONLINE

The clearest difference is rating: Spitamen Pay at 3.2 against IMONLINE's 1.8. Spitamen Pay also leads on iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spitamen Pay holds the better App Store score, 3.2 against 1.8. Both are backed by a comparable volume of ratings — 9 and 6 respectively.

Spitamen Pay ships an update every 5 weeks, IMONLINE every 6 weeks. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Spitamen Pay | IMONLINE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (9 ratings)](https://appshunter.io/ios/app/spitamen-pay/id1454198081/reviews)** | [1.8 (6 ratings)](https://appshunter.io/ios/app/imonline/id6443466413/reviews) |
| Number of ratings | **9** | 6 |
| Positive reviews | 21.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 58 MB | 67 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Spitamen Bank](https://appshunter.io/developer/1071384633) | [Imon International CJSC MDO](https://appshunter.io/developer/1479158763) |

## What reviewers say

### Spitamen Pay

[App page](https://appshunter.io/ios/app/spitamen-pay/id1454198081)

Manage your finances, make secure payments, and use a digital wallet on the go. Link bank cards, pay bills, and transfer funds instantly. Offers top-level security features and convenient access to financial information.

**Highlights:** Financial management and transaction history, Link Visa and Mastercard, Bill payments and mobile top-ups, Instant P2P transfers, Digital wallet with QR code payments, Secure login options (PIN, fingerprint, Face ID), Currency exchange rates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### IMONLINE

[App page](https://appshunter.io/ios/app/imonline/id6443466413)

Manage your bank accounts and perform transactions 24/7 through your mobile device. Transfer funds, pay bills, and monitor your account balances instantly.

**Highlights:** Instant fund transfers, Loan and deposit management, Bill payments, Mobile top-ups, Account balance information, Mini-statements

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spitamen Pay free?

Spitamen Pay is free to download, with no in-app purchases.

### Is IMONLINE free?

IMONLINE is free to download, with no in-app purchases.

### Which has better reviews, Spitamen Pay or IMONLINE?

Spitamen Pay is rated higher. Spitamen Pay averages 3.2 out of 5 from 9 ratings, while IMONLINE averages 1.8 from 6 ratings.

### Do Spitamen Pay or IMONLINE have ads?

Neither Spitamen Pay nor IMONLINE shows ads.

### Which is updated more often, Spitamen Pay or IMONLINE?

Spitamen Pay ships an update every 5 weeks, and IMONLINE every 6 weeks. Most recently, Spitamen Pay was updated on September 24, 2026 and IMONLINE on September 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*