# Spitamen Pay vs Ayva

Spitamen Pay and Ayva are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spitamen Pay ships an update every 2 weeks, Ayva every 3 weeks. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Spitamen Pay | Ayva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (22 ratings)](https://appshunter.io/ios/app/spitamen-pay/id1454198081/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 28.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | — |
| Size | 72 MB | 184 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Spitamen Bank](https://appshunter.io/developer/1071384633) | [UDEVS, MASULIYATI CHEKLANGAN JAMIYATI](https://appshunter.io/developer/1528483613) |

## What reviewers say

### Spitamen Pay

[App page](https://appshunter.io/ios/app/spitamen-pay/id1454198081)

Manage your finances, make secure payments, and use a digital wallet on the go. Link bank cards, pay bills, and transfer funds instantly. Offers top-level security features and convenient access to financial information.

**Highlights:** Financial management and transaction history, Link Visa and Mastercard, Bill payments and mobile top-ups, Instant P2P transfers, Digital wallet with QR code payments, Secure login options (PIN, fingerprint, Face ID), Currency exchange rates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ayva

[App page](https://appshunter.io/ios/app/ayva/id6759030204)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spitamen Pay free?

Spitamen Pay is free to download, with no in-app purchases.

### Is Ayva free?

Ayva is free to download, with no in-app purchases.

### Do Spitamen Pay or Ayva have ads?

Neither Spitamen Pay nor Ayva shows ads.

### Which is updated more often, Spitamen Pay or Ayva?

Spitamen Pay ships an update every 2 weeks, and Ayva every 3 weeks. Most recently, Spitamen Pay was updated on October 29, 2026 and Ayva on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*