# myAPS vs ZEN.COM

The clearest difference is rating: ZEN.COM at 4.6 against myAPS's 4.0. ZEN.COM also leads on update cadence (every 6 days vs monthly) and ratings volume (651 vs 2). myAPS's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZEN.COM holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: ZEN.COM has 651 ratings behind it against 2, so its average is the more settled of the two.

myAPS ships an update monthly, ZEN.COM every 6 days. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | myAPS | ZEN.COM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2 ratings)](https://appshunter.io/ios/app/myaps/id1454207441/reviews) | **[4.6 (651 ratings)](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865/reviews)** |
| Number of ratings | 2 | **651** |
| Positive reviews | — | 45.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 6 days** |
| Monetization | Free | Free |
| Size | 47 MB | 539 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [APS Bank plc](https://appshunter.io/developer/1454207440) | [UAB ZEN.COM](https://appshunter.io/developer/1505547864) |

## What reviewers say

### myAPS

[App page](https://appshunter.io/ios/app/myaps/id1454207441)

Manage your personal and business accounts, view balances, and make secure transfers and payments on the go. Log in easily with fingerprint or Face ID for quick access to your banking needs.

**Highlights:** Manage personal and business accounts, View account balances, Make transfers and payments, Mobile payments, Fingerprint/Face ID login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ZEN.COM

[App page](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865)

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

**Highlights:** Digital mobile wallet, Debit cards and transfers, Instant cashback deals, Purchase protection, Multi-currency account, Contactless payments, Send money

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myAPS free?

myAPS is free to download, with no in-app purchases.

### Is ZEN.COM free?

ZEN.COM is free to download, with no in-app purchases.

### Which has better reviews, myAPS or ZEN.COM?

ZEN.COM is rated higher. myAPS averages 4.0 out of 5 from 2 ratings, while ZEN.COM averages 4.6 from 651 ratings.

### Do myAPS or ZEN.COM have ads?

Neither myAPS nor ZEN.COM shows ads.

### Which is updated more often, myAPS or ZEN.COM?

myAPS ships an update monthly, and ZEN.COM every 6 days. Most recently, myAPS was updated on October 12, 2026 and ZEN.COM on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*