# myAPS vs BOV 3D Secure

The clearest difference is rating: myAPS at 4.0 against BOV 3D Secure's 1.0. myAPS also leads on update cadence (monthly vs every 28 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myAPS holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

myAPS ships an update monthly, BOV 3D Secure every 28 months. The most recent releases landed on June 24, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | myAPS | BOV 3D Secure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (2 ratings)](https://appshunter.io/ios/app/myaps/id1454207441/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/bov-3d-secure/id1556025166/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 28 months |
| Monetization | Free | Free |
| Size | 47 MB | 51 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [APS Bank plc](https://appshunter.io/developer/1454207440) | [Bank of Valletta p.l.c.](https://appshunter.io/developer/484470119) |

## What reviewers say

### myAPS

[App page](https://appshunter.io/ios/app/myaps/id1454207441)

Manage your personal and business accounts, view balances, and make secure transfers and payments on the go. Log in easily with fingerprint or Face ID for quick access to your banking needs.

**Highlights:** Manage personal and business accounts, View account balances, Make transfers and payments, Mobile payments, Fingerprint/Face ID login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BOV 3D Secure

[App page](https://appshunter.io/ios/app/bov-3d-secure/id1556025166)

Secure your online purchases with a Bank of Valletta debit or credit card. Enroll your card once and authenticate transactions via passcode or fingerprint. Handles situations with no internet reception by using QR codes.

**Highlights:** Online purchase authentication, Card enrollment, Passcode authentication, Biometric (fingerprint) authentication, QR code authentication for offline use, Push notifications for transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is myAPS free?

myAPS is free to download, with no in-app purchases.

### Is BOV 3D Secure free?

BOV 3D Secure is free to download, with no in-app purchases.

### Which has better reviews, myAPS or BOV 3D Secure?

myAPS is rated higher. myAPS averages 4.0 out of 5 from 2 ratings, while BOV 3D Secure averages 1.0 from 1 ratings.

### Do myAPS or BOV 3D Secure have ads?

Neither myAPS nor BOV 3D Secure shows ads.

### Which is updated more often, myAPS or BOV 3D Secure?

myAPS ships an update monthly, and BOV 3D Secure every 28 months. Most recently, myAPS was updated on June 24, 2026 and BOV 3D Secure on September 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*