# WVFCU vs WV Central

The clearest difference is review sentiment: WV Central at 67% against WVFCU's 13%. WV Central also leads on rating (4.8 vs 3.8) and ratings volume (2.2K vs 5). WVFCU's advantage is monetization model (free vs ad-supported) and iOS requirement (15.1 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WV Central holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: WV Central has 2.2K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 13% of WVFCU's written reviews are positive against 67% of WV Central's.

WVFCU ships an update every 4 months, WV Central monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | WVFCU | WV Central |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (5 ratings)](https://appshunter.io/ios/app/wvfcu/id1454265086/reviews) | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/wv-central/id1600774815/reviews)** |
| Number of ratings | 5 | **2.2K** |
| Positive reviews | 12.5% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 86 MB | 198 MB |
| Requires iOS | **15.1** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [West Virginia Federal Credit Union](https://appshunter.io/developer/950723029) | [West Virginia Central Federal Credit Union](https://appshunter.io/developer/500495690) |

## What reviewers say

### WVFCU

[App page](https://appshunter.io/ios/app/wvfcu/id1454265086)

Manage your finances conveniently with this mobile banking app. Check balances, view transaction history, transfer funds, pay bills, and deposit checks from your device. Find ATM locations and set account alerts for better financial management.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay bills and loans, Deposit checks remotely, Find ATM locations, Set account alerts

**In-app purchases:** none


### WV Central

[App page](https://appshunter.io/ios/app/wv-central/id1600774815)

Manage your finances with this secure app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage debit cards, and view statements easily.

**Highlights:** Organize transactions with tags, notes, and photos, Set custom balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Manage debit cards (reorder/turn off), View and save monthly statements, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast deposit
- 👍 Great customer service
- 👍 No issues!
- 👍 Great app
- 👍 Amazing

**What reviewers complain about**

- 🐛 Broken
- 🐛 Can't use anymore
- 🐛 Request failed: 404 not found
- 🐛 Available Balance

**Reported bugs**

- App will not show current balance, showing pending transactions almost a month later
- App no longer works with iOS 7
- Scheduling car payments not working
- System does not deduct pending debits from available balance

**Requested features**

- Restore prior balances functionality
- Ability to schedule car payments
- Link external bank accounts
- Add Zelle services


## Frequently asked questions

### Is WVFCU free?

WVFCU is free to download, with no in-app purchases.

### Is WV Central free?

WV Central is free to download, with no in-app purchases.

### Which has better reviews, WVFCU or WV Central?

WV Central is rated higher. WVFCU averages 3.8 out of 5 from 5 ratings, while WV Central averages 4.8 from 2.2K ratings.

### Do WVFCU or WV Central have ads?

Neither WVFCU nor WV Central shows ads.

### Which is updated more often, WVFCU or WV Central?

WVFCU ships an update every 4 months, and WV Central monthly. Most recently, WVFCU was updated on October 24, 2026 and WV Central on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*