# Deferit vs SplitIt

The clearest difference is ads: SplitIt at none against Deferit's shown. SplitIt also leads on iOS requirement (13.0 vs 15.0). Deferit's advantage is update cadence (fortnightly vs every 6 weeks) and chart position (#189 vs unranked). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Deferit ships an update fortnightly, SplitIt every 6 weeks. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Deferit | SplitIt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (36K ratings)](https://appshunter.io/ios/app/deferit-pay-bills-in-4/id1454473561/reviews)** | — |
| Number of ratings | **36K** | — |
| Positive reviews | 60.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#189** | — |
| Size | 52 MB | 36 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [deferit Pty Ltd](https://appshunter.io/developer/1454473560) | [Agevole Innovation Private Limited](https://appshunter.io/developer/1866840663) |

## What reviewers say

### Deferit

[App page](https://appshunter.io/ios/app/deferit-pay-bills-in-4/id1454473561)

**Currently charting:** #189 Top Free · Finance (US App Store)

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

**Highlights:** Pay bills in 4 installments, Negotiate lower bill rates, Build credit history, Upload bills via photo or file, Monthly membership, No interest on installments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Helpful for paying bills in installments
- ⏱️ Fast bill payment processing
- 📆 Ability to change payment due dates
- 🤝 Friendly and responsive customer service
- 🧭 Convenient all-in-one bill management

**What reviewers complain about**

- 🕰️ Delayed bill payments due to high volume
- 🤖 Lack of phone/live chat support
- 💰 Subscription fees and processing fees
- 🚫 Issues with canceling or stopping payments
- 🤔 Unclear payment methods (online vs. check)

**Reported bugs**

- App crashes or freezes on some devices
- Inconsistent payment processing times

**Requested features**

- Expand payment options beyond utilities
- Provide virtual card for online bill payments
- Improve communication on payment status


### SplitIt

[App page](https://appshunter.io/ios/app/splitit-split-track-and-settle/id6764776675)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Deferit free?

Deferit is free to download, with no in-app purchases.

### Is SplitIt free?

SplitIt is free to download, with no in-app purchases.

### Do Deferit or SplitIt have ads?

Deferit shows ads; SplitIt does not.

### Which is updated more often, Deferit or SplitIt?

Deferit ships an update fortnightly, and SplitIt every 6 weeks. Most recently, Deferit was updated on October 15, 2026 and SplitIt on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*