# Bill Organizer Budget Planner vs Cost Split Payments

The clearest difference is ratings volume: Bill Organizer Budget Planner at 1.1K against Cost Split Payments's 11. Cost Split Payments's advantage is review sentiment (75% vs 52%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Bill Organizer Budget Planner sells 13 in-app purchases, starting at $0.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Cost Split Payments holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Bill Organizer Budget Planner has 1.1K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 52% of Bill Organizer Budget Planner's written reviews are positive against 75% of Cost Split Payments's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Bill Organizer Budget Planner | Cost Split Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (1.1K ratings)](https://appshunter.io/ios/app/bill-organizer-budget-planner/id1454624499/reviews) | **[4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews)** |
| Number of ratings | **1.1K** | 11 |
| Positive reviews | 52.0% of reviews | **75.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 247 MB | 35 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [TimelyBills](https://appshunter.io/developer/1712980695) | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) |

## What reviewers say

### Bill Organizer Budget Planner

[App page](https://appshunter.io/ios/app/bill-organizer-budget-planner/id1454624499)

Effortlessly manage your finances with this app. Track expenses, set budgets, and get bill reminders to avoid late fees. It also offers family budgeting features and helps you achieve your savings goals.

**Highlights:** Bill payment reminders, Daily expense tracking, Budget planning, Savings goal setting, Family finance management, Spending insights and reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly | $0.99 | per month |
| Pro Monthly | $1.99 | per month |
| Pro subscription / monthly | $2.99 | per month |
| Basic Yearly | $4.99 | per year |
| Pro Plus / monthly | $5.99 | per month |
| Bank Connect | $5.99 | per month |
| Pro Family Monthly | $6.99 | per month |
| Pro Bank Monthly | $6.99 | per month |
| Pro subscription / 6 months | $9.99 | per 6 months |
| Pro Family Bank Monthly | $9.99 | per month |
| Pro subscription / yearly | $14.99 | per year |
| Pro Plus / yearly | $39.99 | per year |
| Basic Life Time | $14.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Helpful for managing finances
- 🚀 Efficient bill tracking
- 🔒 Secure app

**What reviewers complain about**

- 🐛 Bugs and glitches
- 💰 Paid features limited
- 🔄 Recurring bills not updating properly
- 🤔 Confusing interface changes

**Reported bugs**

- App crashes when adding bills
- Bills disappearing from the app
- Sync issues with bank accounts
- Incorrect due date display on calendar

**Requested features**

- Add option to split transactions
- Include income information on bills page
- Improve calendar view for bills
- Allow customization of home screen


### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


## Frequently asked questions

### Is Bill Organizer Budget Planner free?

Bill Organizer Budget Planner is free to download, with in-app purchases available.

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Which has better reviews, Bill Organizer Budget Planner or Cost Split Payments?

Cost Split Payments is rated higher. Bill Organizer Budget Planner averages 4.5 out of 5 from 1.1K ratings, while Cost Split Payments averages 4.7 from 11 ratings.

### Do Bill Organizer Budget Planner or Cost Split Payments have ads?

Neither Bill Organizer Budget Planner nor Cost Split Payments shows ads.

### Which is updated more often, Bill Organizer Budget Planner or Cost Split Payments?

Bill Organizer Budget Planner ships an update fortnightly, and Cost Split Payments fortnightly. Most recently, Bill Organizer Budget Planner was updated on October 22, 2026 and Cost Split Payments on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*